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Everything posted by snowdragon

  1. I just tried email that address bankfodder it bounced back!
  2. only had this account far as I know BankFodder, ok will send the details Thak you Sandy
  3. Hi not sure where put this or who to ask, just come on here been asked to verify my email address, the one showing is no longer in use and the one I use daily it says someone else has it? Anyone help with this please? Sandy
  4. also has car tax £22 a month and insurance which is quite high £53 a month, he said he will shop round when it is due for renewal which is December, plus has to buy food. I am sure he is going to view somewhere over the weekend but not sure as he is on call on Saturday. I am not sure when he will contact me again but I will show him all the information here, I do know when he was on furlough he was only getting around £200 a week. Thank you to all who have helped etc Sandy
  5. hi Uncle, he is still in the hotel, costs him £220 a week, all he gets is breakfast, he has tried to find somewhere else, even went to the council, said he was homeles but they did not want to know. He gets just s the living wage for hourly rate, he is contracted for 45 hours, often works lot more, the first week back at his work he did 62 hours. He has been looking but most places need a bond, or a deposit or a months rent up front and sometimes all 3! he pays £120 a month for his car, he is 60 years old
  6. no sure how much car is worth, it is on 2010 plate , Subaru Forester XC BOXER D , got about £3k left on it to pay
  7. he needs the car to get to and from work Will, and to see his step daughter and her children, he could not go bankrupt , one reason no money to go bankrupt and he said rather go for an IVA ,DMP or any other option. He has had car 2 years and got about 3 years left on it far as I know I honestly do not know what he is going do, he only get the living wage even though he works long hours, no extra for overtime and weekends, , he is a delivery driver, I will do my best to keep you updated, do not think he has heard back from Creditfix Sandy
  8. I have only been helping him since Creditfix and the IVA, so nothing of his comes here, I only helped as I have a computer and he is pretty useless I have enough to sort out of my own atm,,
  9. It’s good news your IVA has been approved. Please be advised that there is no need to worry and you will be contacted accordingly regarding the outcome. The one email saying they only accept people with 100% chance came up saying can not be shown on desktop on on mobile, I am searching through as most was done through my computer for him
  10. told him that fk, dx, his work provide a phone so they can keep in contact with him, I have tried lots times help him, yes old address is where he was living, they split up in August but been on cards way before that
  11. they are sending him letters to his previous address and messages to his works phone, he has tried loads places get his own place but most want huge deposits and rent in advance which he aint got. He wants a flat, he said, not much going for under £400 a month
  12. no he was told he was approved for the IVA, he has the mail saying so, Creditfix said they only accepted people who had a 100% chance of being accepted He was not told it had failed byt them he had to ask as they never let him know, they also have not told any of his creditors it had failed so they are all now hounding him
  13. no DX, it is rented from HA, was in joint names but he left and it is now in her name only, he signed papers. All I know is he is in a hotel which is costing him his wages, he went to council when he first left to say he was homeless but they did not want to know I will keep you updated best I can when I know anything more Sandy xx
  14. they not get back together dx, that was final nail in the coffin so to speak, they not really been together for many years, him being on furlough did not help, etc, so no he on his own now Thanks all for the the help, I will pass the info onto to him, when I see him Sandy xx
  15. he owes at least 80/100k Dont think he is paying anyone, he wants to do something about Creditfix though, they seem be laughing and sweeping it under the carpet, promised him the earth basically, he thought his live get bk on track. Is there anyoone who he can take the matter to? already done an official complaint, got reply from that, load of rubbish reply, . He is in a mess, recently gone back to work after being furloughed since March, that did not help re the split, then the failure of the IVA really did it
  16. ok will do, 123 were good tbh but they handed it over to another DMP , think he tried doing it himself but is useless with money, spends it like going out of fashion,, only thing he has kept up payments on is his car He has been getting loads letter from his creditors as Credit fix have not informed them the IVA failed Barclays 83.28 N 1.00 PRA Group 837.93 N 3.04 Moorcroft Debt Recovery Ltd 746.61 N 2.73 Robinson Way & Company Limited 660.82 N 2.42 Lowell Financial 12,235.40 N 44.17 1st Credit Ltd 7,554.04 N 27.27 Moorcroft Debt
  17. no idea who most are dx but try my best Loanable or lendable knew nothing about this loan he said, its for over £10k Vanquis loan and credits cards around £10k Luma card , not sure creditors going back years , he was with 123 Debt Solutions but they stopped doing DMP, not sure who he been dealing with, has defaults with BG and Anglian water, loads other, Can not get lot info from him tbh as only comes when he needs help!
  18. Hi I am here for a relative who does not have internet access or anything but has got himself into financial difficulties he decided to ask for help with Creditfix. I was asked to see if they were licensed . etc which all seemed above board, they went through the options with them and Bankruptcy was offered as he owes a lot. At this point he was unsure but he decided against it as has a car on finance which he needs for work and his house is rented through a HA which most do not like tenants who are bankrupt. Creditfix then suggest
  19. ok update: just been informed it should be in my account on September 30th, so have to wait and see Sandy xx
  20. ty HB already filled the form, all done, been told am going get it but had nothing in writing , they keep asking what account want it paid into, told them same as my state pension, but nothing! I have phoned them several times as well Sandy
  21. has anyone got a direct number for pension credit please? I still have not had anything, not even a letter of confirmation despite being told several times I will be getting it. I have checked my bank account and nothing, my state pension is due go in this week I think as get it every 4 weeks, yes Pension credit is on £32 a week but better then nothing, I only get £564 state pension every 4 weeks I know they are busy but how long does it take to press a button! They said being processed etc, seems get told something different each time Thank you
  22. hi BankFodder, I actually thought the same as looking at the email address for one! Also license has gone up! Is it worth me informing the real tv licensing about this? Thank you Sandy
  23. hi HB, yes I never pay by direct debit and I paid £13.50 on September 12th, I have the receipt! I have always paid by the payment card they gave me! I did check my bank account
  24. First I am sorry if this is in wrong section, I did try find somewhere to post this but could not! Has any one had an email from the tv people saying this? Dear Customer, Today is your last day to remain licensed. You won't be covered if you let your licence expire. Your bank has declined the latest Direct Debit payment This payment is required for TV Licence nu
  25. just been informed it is paid in arrears every 4 weeks and I will get a payment end September!
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