Astronaughtwannabe
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Ring the other party's insurer and ask for the innocent third party claims department. I'm sure they'll be only to happy to get your car fixed and save on costs. There's less chance of your car being written off due to your own insurer inflating costs.
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Your a in a larf Dacouc! Most of your posts I agree with but "Traffic Police"? Thems haven't been seen since the late 90s! After the haircut they were rebadged. Seriously though, as Dacouc says, relying on his employer's policy would be risky for any future drives. Signing can be done electronically nowadays (tick here) and wet ink signatures are a thing of the past in insurance so there's little merit in that avenue (assuming he agreed at onset of the policy). Yes, his credit record may well end up with an adverse entry but removals are possible if the insurer hasn't complied with the what is expected by the regulators, as posted by antonia. I may be wrong here but insurers (inc credit suppliers therein) tend not to enter adverse details on the registers so I wouldn't worry too much. Just follow the procedure for complaints to the company and subsequently the Ombudsman (if needed) and I'm confident it will all come good in the end.
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Thanks Bazza, I began to question the value of my reading glasses for a minute there.
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"Suspected" as stolen sounds reasonable, with a touch of "suspected fraud" and perhaps replacing "intention to permenantly deprive" with "assuming the rights of the owner"? Would that appease the objectors?
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Not that I could see that the OP mentioned the word "stolen" so I assume the original post was edited? Anywho, it's a bit of a stretch to say that citing the engine is stolen is "fraud". There's a bit more to it than that and I'll leave it at that for now.
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If they agreed acceptance of payment by credit card, they are bound by those terms. Proving it may be difficult?
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Car accident & third party no response!
Astronaughtwannabe replied to Charlie2015's topic in General Motoring Issues
You will have to suck up the loss of no claims until it's recovered off the other side. It's a 'no claims' bonus/reduction but you've made a claim! Although you've lost out financially, it's recoverable off the other party, assuming it's settled in your favour. -
Car accident & third party no response!
Astronaughtwannabe replied to Charlie2015's topic in General Motoring Issues
If that's what they have said then it sound reasonable to write and tell them that they had better stick to it. 3 months to you & I is a long time but insurers are known to be still settling claims that began just after the pyramids were being built (ok slight exaggeration but you know what I mean) -
Car accident & third party no response!
Astronaughtwannabe replied to Charlie2015's topic in General Motoring Issues
First question is how the van came to hit your driver's door? Secondly, write a letter of complaint to your insurer putting them on notice that they've had enough time and that if they don't propose to deal with it in a more timely fashion, then you want a deadlock letter that you can take to the Ombudsman. -
Crash victims may have lain injured for three days
Astronaughtwannabe replied to citizenB's topic in General Motoring Issues
Try section 170 under the Road a Traffic Act (IiRC) You'll find the legal obligation is on the drivers involvement in a collision, including owing to the presence of their vehicle etc. The moral obligation is of course probably written in the bible somewhere (try 'A' for accident?) -
Crash victims may have lain injured for three days
Astronaughtwannabe replied to citizenB's topic in General Motoring Issues
If you're passing a vehicle and you see it leave the road in your mirror, bearing in mind this appears to have happened on a motorway, by the time you've stopped, you're a good way down the road. Maybe the only feasible option for that driver was to dial it in? -
If somebody dented my car I'd want it repairing to my satisfaction, not the other drivers.
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He'd have completed the course on teaching, just not yet been tested on that competency, or possibly failed x 2 and would be on the last attempt, after which the licence is revoked.
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Because the trainee licence is only issued after the driving exam, which is the 3rd out of 4. There's the theory exam, the hazard perception, the driving exam (if passed the trainee can be issued with a licence at this point) and the final test is for teaching. Lest, that's as I understand it. I take your point though.
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