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About lovetobake

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  1. Hi BankFodder, Thank you so much for your reply. She only made it quite recently, about a month ago at a guess. It was a treat for her boyfriends birthday. They were going to do some sightseeing, dinner at the shard but unfortunately her plans have been shortlived due to whats now going on. I will certainly help her start the ball rolling with the chargeback and of course I will update here.
  2. Hi, I am posting here on behalf of my daughter who has had to cancel her trip to London due to the new Covid lockdown in England. She is due to stay at an Airbnb for one night at the end of this week but due to the new lockdown it is illegal for her to travel as it is for leisure purposes and not essential. She has contacted Airbnb and the hotel itself and they have said she is not entitled to a refund or rebook as the hotel remains open. She is a student and doesnt have a lot of money and cant afford to just loose £70. I was wondering if there
  3. An Update: I sent the N180 in time to the court and to the Solicitors. I also ticked no to the mediation. The reason I did this was because it asked if I had all the documentation I needed to enter into mediation. I said no because Lowells had not replied to my CPR request. I sent a covering letter to Lowells Solicitors explaining this and they have responded with a letter and copies of the statements from Vodafone and supposed copies of the letters of assign. In brief the letter says that they are not providing a copy of the agreement because it is unregu
  4. I have now today received a directions questionnaire from the court. Also, just for the record, they never responded to my CPR req
  5. Thanks dx100, have done and I understand. Many thanks
  6. Ok so I submitted my defence in time and today I have received a copy of the Directions Questionnaire they have sent to the court. Bit stumped now as to what my next move should be.
  7. Andy, thank you so much for your help. dx100UK the date is 25 Jul 19 Is it ok to send now?
  8. I sent CPR31.14 request but have had nothing back. Defence is due in by Friday and I would appreciate if you folks could have a look at the following and see if its ok to file. Many thanks Particulars of Claim 1) The Defendant entered into an agreement with Vodafone under account reference 0000000000 ('the agreement'). 2) The Defendant failed to maintain the required payments and the service was cancelled. 3) The agreement was later assigned to the claimant on **/**/**** and notice given to the defendant. 4) Despite repeated requests for
  9. Sorry dx100uk, it would help wouldnt it! POC: 1)The Defendant entered into an agreement with vodafone under account ref 7******** (the Agreement) 2)The defendant failed to maintain the required paymens and the service was terminated. 3)The Agreement was later assigned to the Claimant on 00/02/2018 and notice given to the defendant. 4)Despite repeated requests for payment, the sum of £400 remains due and outstanding. and the Claimant claims a)The said sum of £400 b)Interest pursuant to "69 county Courts Act 1984 at the rate of 8% per annum from the
  10. I have received a claim issued by Lowells for a Vodafone and was wondering if I could maybe get a couple of questions answered. I have had great help before from here so know the usual protocol to deal with claims but as this is a mobile contract I am not sure if its the same procedure. I have found one other thread on here but I am a little confused. I know that mobile phone contracts are not regulated but I read somewhere that if they are providing a phone then it partly becomes regulated. Is this the case? I know that I should send a CPR 31.14 request b
  11. Is anyone able to comment on the CCA sent to me and posted in post 6 as to whether they think they can use it? I need to file my defence by Friday. Thank you
  12. Phoned them and they said that they never received any letter from me!
  13. I didnt ring them dx100uk, I sent them an email attaching the original letter i sent but they have not replied. Trouble is, my defence needs to be in this week.
  14. ok dx100uk I see what your saying. Seeing as they have sent the CCA, doesnt really leave me anything as a defence I have read though that irresponsible lending can be classed as unfair relationship and unfair relationship can be used as a defence. Andy, sorry I get your comment now. Took a while for the penny to drop!
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