Thanks for your helpful responses guys.
dx100uk, I'm new to the CONC legislation, and having had a look at the source book info, I'm not sure whether it applies to debt buying companies like Linc. Any idea?
To be honest what I think it totally unfair and a complete waste of court time, not to mention causes massive amounts of stress to the defendant of a claim is when companies like link initiate proceedings without already having a copy of a CCA. So effectively I've been through 3 or 4 months of stress without them having the most basic documentation. Would this, together with the