I took out a car finance agreement with Black Horse in Feb 2004.
Towards the end of the agreement, I got into financial difficulty, and couldnt make the payments.
I stopped making payments in 2008, the loan was over 5 years, and due to finish in 2009.
I know the entry will stay on my credit file for 6 years from the start of the loan,
but after the official loan term had finished, Black Horse then added a default to my credit file in May/June 2010.
Are they allowed to do this?
As surely after 6 years the entry should drop off my credit fil