We applied to Halifax to get a new deal on our mortgage,
long story short they're being typical bankers.
They've given our home address to Santander who in turn have stuck my other half with a business account debt
that he shared with his brother years ago.
His brother has been through bankruptcy and sufficient years have passed that it no longer affects his credit.
I can't bankrupt my hubbie over the head of a joint debt as we'll lose our house but there's no way we can pay this.
I have no intention of dancing with "Hoist Portfolio Holding 2 Limited", nor " Robinson Way Limited",
the company charged with managing the debt as he signed no contract with them.
Can anyone advise exactly where he stands with this debt? Does it legally become his when the other named acc holder becomes bankrupt? Tbh his brother done all of the spending on the account but all paperwork lies with his solicitor from the bankruptcy case.
1 more side issue, our mortgage advisor has a loose tongue and I've found myself getting into a taxi with his driver brother and him fit to tell me every step of our negotiations. What can I do about this?? I'm not happy at all.