oh btw i do send the sar to very and not 1st credit?

thank you

no i havent sent them a sar - i dont know about ppi but i know there are loads of charges

Hi I had an account with very catalogue from post 2007 that has been sold to 1st credit. They requested i send them an income and expenditure breakdown so i sent them a cca request on 26/11/14. I received a letter back stating they didnt have one and were requesting it from very. They have written to me by email (as i requested) asking me to contact them. My questions are: now the 12 days are up what do i do? do i continue making minimum payments to very or to 1st credit? Any advice will be greatly appreciated.