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About dalesford

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  1. I believe CWD are still going after me because they know I have a house. What they should know is that it is in negative equity and a poor state of repair which means I cannot sell it. I have had it valued at 78k. I owe 83k on it. I have provided them with proof of this, but it is like they don't believe me or disregard it. I am a full time carer, do not have savings, nor assets, apart from a car that might be worth 200 quid which is transport for the person I care for. At the court directions hearing, where I have to represent myself, the judge
  2. Hi, I also had Credit Shield on my account. I settled in full before leaving Dubai, but FGB refute this. They have also not replied or responded to any of my contact over the years. They also only seem interested in a lump sum, which I don't have - I'm a full time carer and have no assets, I struggle to pay my bills and rent, never mind a trumped up 'debt; - what's the worst they can do? I have nothing to lose! I go back to court soon. I shall report back on how it goes.
  3. Any news on the creation of the specific forum? Any news on your case? Are UK courts taking jurisdiction over these cases?
  4. Hi there, Quick update. I filed an acknowledgment of service document to the court, then filed a defence, the defence was not heard by the court as it was not submitted in the correct form. this enabled CWD to get a judgement in default. I asked for this to be set aside. I got it. CWD tried to claim around 4k for costs. Judge rejected it. Judge then gave us two weeks to submit new documents thats when I filed a new AoS, stating all of the reasons why it was unfair to hear this case in the UK court and how it prejudiced my case, as I was n
  5. Hi Czar, I can see that you only have 8 posts, but I think you can eventually pm me your details should you wish to connect. I have to say I am slightly distrustful of online forums and would need to make sure that folk are who they say they are before divulging any details. However, yes, I agree in principle that we should all group together to employ some expert legal advice to fight this. I will let you know here when I have spoken to my contact. Would anyone else be interested in joining together to fight CWD?
  6. Hi All, I posted some time ago about getting a judgement in default set aside from CWD. I am due to go back to the court in a couple of months for a directions hearing. I have contested jurisdiction with the court, but didnt get anything back from them about this. I will check with the court tomorrow what they say about the jurisdiction and report back. My situation is much like mikey505, debt paid prior to leaving, plus some other complex issues. I have asked the bank to investigate - they didnt reply. CWD demand that all correspondance goes thro
  7. Thanks but I've already got a set aside and I know how to proceed from here. It's not difficult. I posted more to help others.
  8. Hello, I can see that a lot of people here are awaiting information regarding the progress of cases through the courts regarding CWD. I can confirm that I have had a judgement in default set aside and that the poor young girl that CWD sent to the court was instructed to apply for costs (totalling around 3 grand), which the judge also declined. I didn't get a solicitor and instead represented myself. I am by no means clued-up in this respect, but a bit of research and advice helped get me through it. I will keep people updated as to what happens next. The judge has as
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