Happy days, mine has also been written off this week. After getting the ombudsman involved it turns out my loan was not affordable, even after Wonga had (very rudely) advised that it was using a whole lot of excuses that made no sense. Id definitely recommend people to use the ombudsman and not to take Wonga's response as final.

Hi Do any of you know how much of a percentage your loan was to your stated income? Wonga have not written my loan off stating that if they had carried out the correct affordability checks i would still have been accepted. I find this hard to believe as i received a loan that was over 80% of my stated income, surely this cant be affordable. My complaint is still with the ombudsman so fingers crossed, it would just be helpful to know what they class as 'affordable' and if they are being consistent with the loans they are choosing to clear.

I sent my original complaint to wonga on 27 Oct 14 and have still not had a response. I have now emailed again. Once the 8 weeks is up i will also be complaining to the FOS. PRA have put my account on indefinite hold until Wonga have replied. Thanks for all the updates everyone

I suspect ill get an email telling me my loan was affordable even though i was unemployed at the time. Ive now written up a complaints letter and going to send it to both their complaints email and in writing. Ive asked to know the financial information i gave including income details and if used now would i be approved. I dont see how they can get away with saying it would once theyve given me the details. Fingers crossed!!

Hi there, Im in the same position. I took out a loan with Wonga in 2012. I was a student at the time and as silly as it was i could not afford to pay it back. My debt was then sold on to PRA (Portfolio Recovery) and after they hounded me i agreed to a payment plan, by this point my debt had doubled. After hearing about the recent wonga issues i emailed wonga directly to ask if i was affected. I got no response. I then emailed PRA who gave me the same reply as someone mentioned above...that they are investigating the matter and for now will place my account on hold( for how long i dont know) . I then emailed wonga again complaining i had not had a response. I asked if i was affected and if not why not and to be sent the details of my application including the income details i gave at the time. I also asked PRA for this information who have very willingly sent me details they received from wonga including the credit agreement however no income details are there. Wonga have finally replied with an automated response advising that if i havent been notified then im not affected. This was not an answer to my question, so again i emailed asking for the details regarding my loan and why they are not writing off debt that was sold on as surely this is worse than those already written off??!! Im still waiting on a reply but if i dont receive one by tomorrow im going to lodge a complaint. Legally i should have access to any information wonga hold about me including the financial details i gave them which im sure will highlight i was not able to pay it back. If anyone gets anywhere with this issue please let me know. Thanks!! Stacks