This looks like a great forum, I hope someone can help.
I got myself into some financial difficulty a few years ago and some council tax debt was referred to Bristow & Sutor.
A Bailiff visited me in 2012 and he issued a "notice of seizure of goods" that i signed. He also took inventory of several items in my living room. TV, computer, couch, mirror etc.
We made an agreement on 22/03/2012 that I would repay a £740 debt at £10 a fortnight over just less than 3 years.
I have honoured the repayment agreement since, never missing a payment until.....
I came home from work this evening to find a hand delivered notice from a Bristow & Sutor bailiff advising me he had visited to remove goods today.
The letter also states the initial charge for today's visit is £140 and the total amount now due is £230
I called the bailiff who advised I missed a payment in September. I checked my online banking and he was right. I missed one £10 payment due at the end of September as there were no funds available in my account at the time the standing order was due, frustratingly this was just 4 days before payday too.
Given the facts that i haven't missed a payment in 2 1/2 years and the debt was down to £90.00 before today's visit. Is it not a little heavy handed and a massive overreaction on the part of Bristow & Sutor to send a bailiff to my house today without any notification?
I told the bailiff I was unable to pay him anything at the moment and he told me my case would be passed to another team who would revisit at a future date to try and obtain payment or goods. He couldn't specify when this would happen.
Presumably any future visits will be charged again and a debt that i'd nearly cleared has trebled today.
I guess at this point, i'm just looking for some general advice on my options.