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Tek Screw

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  1. Cheers Andy, Is it best to get this submitted ASAP or should I wait until nearer the deadline?
  2. Hi, No reply as yet from either my CRP 31.14 or CCA 77 requests sent 08/06. By my calculations I have to file my defence by this coming weekend. With that in mind I have drafted the following- Any feedback would be gratefully received. Thanks TS PARTICULARS OF CLAIM A) The claim is for the sum of 63XX.XX in respect of monies owing pursuant to The consumer credit Act (CCA) under account no XXXX B) The Debt was legally assigned by Santander UK PLC to the claimant and notice has been served. C) The defendant h
  3. Hi Andy, Please see details below as requested. I have drafted CCA & CPR & will post today Cheers TS Name of the Claimant ? HPH2 Ltd Date of issue – 03 Jun 2015 What is the claim for – the reason they have issued the claim? The claim is for the sum of 63XX.XX in respect of monies owing pursuant to The consumer credit Act (CCA) under account no XXXX The Debt was legally assigned by Santander UK PLC to the claimant and notice has been served. The defendant has failed to make contractual payments under the terms of the agreement. A default not
  4. Thanks for creating the new thread Andy. This relates to an unsecured loan taken out with A&L which was taken over by Santander and is now with HPH2 - Jersey. Friday I received a CC Claim as follows:- CLAIMANT - HPH2 Ltd SOLICITOR - Howard Cohen & Co. AMOUNT - £68XX.XX POC - The claim is for the sum of 63XX.XX in respect of monies owing pursuant to The Consumer Credit Act (CCA) under account no XXXX The Debt was legally assigned by Santander UK PLC to the claimant and notice has been served. The defendant has failed to make contractual payments under the
  5. Hi, Another debt (same period/same reasons) has surfaced. Its an old A&L loan which was taken over by Santander. Its now with Hoist Port. Friday I received Court Papers. For assistance do I start a new thread? if so under A&L or Santander? Any advise would be gratefully received. Many thanks in advance TS
  6. Many thanks rebel11 I'll drop him an email today & update on any reply TS
  7. Can anyone help or advise on the following:- My two boys each received a £10 JD Sport Gift Card for Xmas last year. They recently tried to use them only to be told that they had expired. The Gift Cards are only valid for 12 months so must have been purchased early December 2013. Are they worthless or do I have any rights? Thanks in advance TS
  8. Hi all, As an update....33 days from my defence submission was up Monday. I have spoken with Court today who advise that the Claimant has not replied as yet, although the courts are 10 days behind in dealing with correspondence. The case is stayed at the moment but there is a chance a reply may be in the system. I have been advise to call back in 10 days to confirm. Cheers TS
  9. Hi Andy, Many thanks for your time and comments, it's very much appreciated. TS
  10. Hi Andy At the time I was self employed and using the card to finance renovations on a property. Then the financial crisis hit, the property market stalled and it went into negative equity. I was late on a few payments and the interest rates/repayments increased. With no income I "sold" the debt to credit card killer/momentum network. I now know the full story of CCK but all too late. I've completely ignored all correspondence from a variety of DCA's and I'm where I am today.
  11. Hi Andy, I've had a re-vamp...Your comments would be appreciated:- Particulars of claim (for cross reference purpose) 1.The claimant claims the sum of 24XXX.00 for the debt and interest. On XX/XX/98 the defendant entered into an agreement with MBNA for a Credit Card under reference XXXXXXXXXXXXXXXX. 2. On XX/XX/10 the defendant defaulted on the agreement with an outstanding balance of 20'XXX.XX. 3. On XX/XX/10 the debt was assigned to Varde Investments (Ireland) Ltd. On XX/XX/12 the debt of 20'XXX.XX assigned to AKTIV Kapital Portfolio AS, Oslo, Zug Branch. Notices
  12. Much appreciated...back to the drawing board Will post again soon.
  13. Yes Andy..Its taken a while but I think I'm with it now.. When you've never done this before your head gets bombarded with info and you start to ramble... Would I be correct to state that "I am unable to admit or deny" due to lack of a reply to my requests? TS
  14. Cheers Andy, In my draft I was simply numbering the points I wanted to make. I see now that I have to answer each allegation they make in POC, in turn with a reply. TS
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