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newlifeahead

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About newlifeahead

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  1. 1. I am the defendant in this action and make the following statement as my defence to the claim made by Arrow Global Limited. 2. Except where otherwise mentioned in this defence, I neither admit nor deny any allegation made in the claimants Particulars of Claim and put the claimant to strict proof thereof. 3.The claimants claim form fails to adequately or even accurately set out the nature of the claim. They fail to comply with the Civil procedure rules, in particular part 16 and practice direction 16, in particular paragraph 7.3 as the claimant has failed to supply a copy of the wr
  2. UPDATE: Received letter from DCA today stating; "we do not accept that we are the originating creditor as envisaged by the above statute. However, we are willing to assist in obataining that which has been requested. We will now process your request for documentation from the creditor and will revert in due course." Received letter from solicitor stating; "Please not we are obtaining our clients instructions in relation to your requests and will revert to you in due course." Do I mention the above two responses in the defence I submit?
  3. Hello all.. Below I have typed out the particulars of claim and below each of them I have given me arguments/points, I might need some help how to properly word this is in a 'legal/professional' way.. 1. The claim is for the sum of xxxx in respect of monies owing by the defendant on a credit agreement held by defendant with Sainsbury Bank PLC under account number xxxxxx upon which the defendant failed to maintain payments. My argument/points: a) Please show evidence of me entering an agreement with Sainsbury Bank. I would like to see a clearly signed agreement physically si
  4. Hello all.. I've just checked via royal mail online the two recorded letters I sent and it says 'still processing'... is there some funny business going on here? Both DCA and solicitor gave letter back without signing? and Andy what do you mean by following? "PS Do not use the example defence DX has posted above that's with regards to a catalogue claim/ defence.You need a Credit Card defence."
  5. Thank You dx Is there a link to this 'holding no paperwork' defence here on the site? What does poc mean? Sorry if being slow, still learning the abbreviations here
  6. Sorry forgot to ask.. Is the defence done in a letter format? What is the outlay of a defence? Does it need to be very formal with do's and dont's or can I explain in a casual/relaxed way? Finally.., I'm literally wrekin nerves right now.., can anyone guide me through this? I have no idea where to start, kinda having a blank page syndrome, is there a template out there? Many Many Thanks
  7. Hello Just to update everyone... I have sent CCA request to DCA and CPR to solicitors on 23/10/14 both postal recorded and the CCA with a £1 postal order enclosed... As of today (30/10/11) I have not heard anything... My defence deadline is 03/11/14.. 3 days away Questions; a) First and foremost, is the county court defence submitted online or by post? If the latter I better get to it by tomorrow. b) As I have not heard anything from both parties (DCA and Solicitor) do I go ahead with defence or will court see they haven't cooperated and throw case out? c) I
  8. "you will prob still be filing the holding/no paperwork defence regardless to the timescale of the CCA." Would you say that is the likely route, seeming that the alleged agreement started before April 2007 before the consumer credit act 2006 came into effect where a signed agreement is needed to be shown before court. Or am I jumping the gun here?.... 4 days non-stop research I think I'm getting there Again Thank You
  9. Hello I have located the CCA and CPR templates as instructed. I will complete them and print off. But I'm a bit stuck with the time frame of things... My Issue date on claim form is: 2/10/14 I acknowledged claim/submitted defence online: 19/10/14 a) How much time do I have to file defence/communicate with DCA and solicitor? b) Apparently 10 days are needed between each letter, as I'm pushed for time, can I still send letters? Will they be accepted? c) Does the following for CCA letter affect me? "the timescale for providing this is 12+2 WORKING DAYS. If it is not sent wit
  10. Hello Same situation. Which letters did you send off for defence? What have the courts done in meantime? With the original claim? Set aside / thrown out? Still live?
  11. Hello How many days do I have now? Issue date on form is 03/10/14. I've put acknowledgment through 19/10/14 to defend all. Also, do I have to inform the courts of anything in meantime? With the information given, do I have a chance with CCA and CPR 31:14? Ay link to letter templates? Many Thanks
  12. Sorry. Sorry. Ignore last post. I misread your reply.
  13. Hello It's asking for intention a) Defend all b) Defend part Seperately asks, contest jurisdiction. What do I choose at this stage? Advance Thanks
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