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abrumwell32

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  1. Thank you for your reply . Unfortunately we dont have a copy of the ccj , it is on his credit file , it doesn't say who gave him the ccj , but it has the same claim number as the recent court letter , on the court letter it states creditor as welcome finance Ltd Kingston house. We had car finance from them to. I will send off the sar off today Thank you
  2. Hi can someone please give me some advice please ? My husband took out a personal loan with welcome finance in 2008, he lost his job and fell behind with his payments, welcome closed our local branch , we hadnt heard anything from them until 2 weeks ago . There was a knock on the door , my husband was handed a letter from the court . The letter's title is SUSPENDED COMMITTAL ORDER FOR DISOBEDIENCE (order to attend court for questioning) it goes on to say he was orderd to attend court on 8 January 2014 , the order was served on 29 November 2013 , you did not attend court and you were found guilty of contempt of court by disobeying the order of 19 November, the court orders my husband to be committed to her majesty's prison for the period of 7 days. 1. This order shall be suspended as long as my husband attends court on the 12 th November and complies with the order made on the 19 November 2013 2. If you do not comply with these terms a warrant will be issued for your arrest It goes on to list documents required bank statements, utility bills and so on. We are extremely worried about this matter , my husband informed me that last year he received a letter one evening , hand delivered to him , but unfortunately that was the night I was admitted into hospital, he said he totally forgot about , I was very ill for a while , not an excuse I know but with everything that was happening he didnt give it another thought. We have heard nothing at all untill now. I have looked at my husbands credit file and he received a ccj from welcome finance last November, I cant see any defaulted payments from them I have written to them for a cca requst . My husband is self employed and we dont own our property I am worried that we will be forced to pay large monthly repayments , I was wondering if we could offer a settlement ? If anyone could advise me on what to expect when we go to court or any other information that you think may help I would be very grateful
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