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lime

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Everything posted by lime

  1. Humbled by all your help. Thank you so much. Will keep you posted
  2. Particulars of Claim for reference only 1. By an agreement between Egg Banking plc ("Egg") & the Defendant on or around 01/10/2002 ("the Agreement") EGG agreed to issue the Defendant with a credit card upon the terms & conditions set out therein. 2.In breach of the Agreement the Defendant failed to make the minimum payments due & the Agreement was terminated. 3.The Agreement was assigned to the Claimant on 06/01/2013 4.THE CLAIMENT THEREFORE CLAIMS:1. 3900.00 2.interest pursuant to section 69 of the County Courts Act 1984, namely 1400.00 &continuing until Judgment or sooner paymentat the rate of 0.84 Going to find it hard to get to sleep without knowing im getting somewhere. Is this more along the right lines? Thanks so much in advance p.s is "Paragraph 1 is noted. I have in the past had financial dealings with Egg Banking Limited." that the right thing to say? So confused
  3. Here are the POC's bought forward for checking: Any better?
  4. Thanks dx100uk for the speedy reply. Sorry for the novice mistake, was looking for hours as well. I'm on it now
  5. Ok, so without anything received from Marlin or Mortimer here is the draft for the embarrassed defence: How does this sound?
  6. Well nothing back from Marlin or Mortimer and the deadline is tomorrow for submitting the defence. Should I wait until then or just do it today? Many thanks
  7. Just an update, I of course followed your instructions and did the acknowledge service within good time but have just received the first reply from Mortimer Clarke: Is this a standard response? What's the next move? Thanks so so much in advance for your help!
  8. Also managed to get above 10 posts so here is the DN. Thanks!
  9. Sent the CCA last week and i'm now compiling the CPR31.14. Does the following look ok? Real novice i'm afraid. CPR 31.14 Template removed Is there anything else I need to ask for? Can I not ask for the Default notice as its not mentioned in the POC? Thanks so so much.
  10. Have tried but it wont let me with less than 10 posts
  11. Thanks theoldrouge. Is it not in my best interest to CCA later rather than sooner to give them less time to respond?
  12. I have found the original default notice if it helps?
  13. Thanks Honeybee, my refresh button might wear out before the end of the day
  14. Hi, newbie so sorry if I have made any mistakes. If anyone could help me I would forever be in your debt. Very worried Name of the Claimant ? Marlin Capital Europe LTD Marlin House 16-22 Grafton Road Worthing West Sussex BN11 1QP Date of issue 25th September 2014 Submit defence by 27th October 2014 What is the claim for By an agreement between Egg Banking plc ("EGG") & the Defendant on or around 01/10/2002 ("the Argeement") EGG agreed to issue the Defendant with a credit card upon the terms & conditions set out therein. In breach of the Agreement the Defendant failed to make the minimum payments due & the Agreement was terminated. The Agreement was assigned to the Claimant on 06/01/2013 THE CLAIMENT THEREFORE CLAIMS: 1.3900.00 2.Interest pursuant to section 69 of the County Courts Act 1984, namely 1400.00 & continuing until Judgment or sooner payment at the rate of 0.84 What is the value of the claim? £5,800 Is the claim for a current or credit/loan account or mobile phone account? Credit Card When did you enter into the original agreement before or after 2007? Before, 2002 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. The account was assigned Were you aware the account had been assigned – did you receive a Notice of Assignment? I have received letters yes Did you receive a Default Notice from the original creditor? Not that I can find Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? Not that im aware of Why did you cease payments:- Financial difficulties Was there a dispute with the original creditor that remains unresolved? Not that im aware of Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt managementicon plan? Yes I told them I was having problems but failed to stick to a payment plan Last Payment was July 2009
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