Also can the same Judge who gave judgement, reside over and make the decision over a N244 ? thanks

So will we be going back to court for the Charging Order or is this only if we fail payments? Thansks

been to strike out court with shoosmiths on behalf of natwest Got a payment plan which set up straight away which they have agreed, although they have informed us are putting charging order on house Now we are paying direct to shoosmith - WHy? Also have received letter from land registry re interim charging order, WHy ? I thought they could only apply if C O if no payment plan set up

Shoosmith where taking us to court should have been october but they applied for strike out , went to court Judge ignored everthying that we said, they was a joint bank account that alleged opened in jan 1987 , but was not even married till 1992. And alleged loan whch was a shoddy photo copy of a loan agreemnet in 2008 which looked like it had been tampered with as different fonts used on part of loan agreement no loan number on As we have been asking for over 1 year for a original to inspect at court, Judge did grant us that we could inspect original , but would not effect his decision on judgement. We have asked Shoosmith but they have chose to ignore, hence sending N244

Sent N244 to court to get judgement struck out , Had a reply from court , the same judge who served the judgement - responded out of time. Judgement served 1st August 2014, sent N244 to court 12thSeptember, Is this correct

by the way the judge also said although if would not make any difference to the outcome, that he gave us permission to view original document ./agreement

A screen shot of a with single line Formal demand sent 11/11/11 again the account number is just visible and amount you can not make out thanks

Thanks for that is a alleged personal loan and the NW Bank

Yes they have and the judge agreed with them and issued CCJ

ok thanks would this have any bearing CPR RULE 16 7.3 Where a claim is based upon a written agreement: (1) a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s) should be available at the hearing, and (2) any general conditions of sale incorporated in the contract should also be attached (but where the contract is or the documents constituting the agreement are bulky this practice direction is complied with by attaching or serving only the relevant parts of the contract or documents

March 2008

Hi i am disputing a copy of a loan agreement i have asked for from major bank Its a very shoddy copy and some of the type set has changed and also looks like been copied over. I was just wondering what legally is passed as a exceptable copy , as there is no loan number and there are no terms and conditions The bank say the have ful filled their duty with CCA section 77 Just wondered if there are any other avenues i can go along as i disagree with certain parts of the agreement. As feel the agreement is not a genuine copy many thanks

Just thought i would post rundown on ev3nts Joint account for alleged overdraft and 2 loans with Nitwest 3 letters an estoppel in August 2013 Then Triton . estoppel Then Shxxsmiths solicitors on behalf Nitwest . in October 2013 wrote re 5 alleged debts only upon receiving court claim form = noted 2 alleged debts had zero balance. They started court proceedings. we defended claim in Jan 2014 . Not much to Defend as had nothing from Nitsest except threaten letters We had not received any evidence till April 2014 where upon received copy of alleged loan agreement. And Copy of Statement of bank account.. . Then they dropped one alleged debt in June for 8k .Court trial should been October14 but ****tys did strike out and went to court end july. Judge ignored estoppel. said copy of loan ok ( as consumer credit act 77 ). Re bank account Statement . We recieved witness statement day before court . confirming account opened jan 1987. Had not had joint account did not even know my husband then. Judge grumbled should have sent earlier with defence explained only recieved yesterday. had took marriage certificate but total wast of time. Tried to explain photocopy of loan agreement page 2 parts of some of the text font size and type was different . Also statement bank account only showed active in 2009 then just payments in ( which where from IVA i think C.M.S. showed payments ) from till 2012. Judge did not give us a chance* Judgement served. Recieved Judgement rang court they either pay all £28k or contact claimant to make payment plan. my husband rang ****tys . they told him asking for charging ordèr on housr and send income and expense hope that makes sense. Any advice

We contacted court and they informed us it would cost to go through the court

yes attended court

ok spoke to court this morning , they informed us to contact claimant to setup payment plan, we have spoken to claimant they are sending out income and expendure form, And they have informed us that they have applied for a charging order, how can i stop this please advise

thanks

sorry about that it shows date went to court the claimant Nat bank, and the defendant me and my husband , the court we attended IT IS ORDERD THAT SUMMARY JUDGEMENT FOR THE CLAIMANT IS THE SUM OF £28 k DEFENDANT PAY CLAIMANTS COSTS OF ACTION SUMMARY ASSESED £2K DATED COURT DATE And i have been waiting thinking i am going to get a payment plan or where and when to send payment, obviously i have not got that sort of cash to hand

[ATTACH=CONFIG]52873[/ATTACH] This is the copy of N24

I have only had N24 form with amount of debt and date or court hearing nothing else thanks

Hi am new to this site so hope i am doing this correctly Went to court 3 weeks ago where judgement was served against myself and husband we did ask for original contract for loan and overdraft , but only got photo copies But the Judge did honor are request for original contacts only recieved N24 General letter of judgement or order So what happens next, it is a large amount of money and do own property,