Hi and thanks for the add to the site, just a query, i have just got off the phone to pay FGA Capital my monthly payment, and i have 1 last payment to make in August, then i thought that would be the last payment, but i asked for the remaining balance to be given and was told it is an extra £500 (back end fee) that is in my agreement, i have asked for a breakdown for what this FEE is for, surely it is not right, i would agree if it was for admin charges, but £500 excess for what, i have asked for the agreement to be re-sent out to me as i no longer have that document as it was years ago that i got the car on finance, i feel i have paid for the car plus interest and the car was not worth the amount in the long run, will never get another car on finance again. Can anyone shed any light on this please. Thanks