I think your query is rather very irrelevant at this point as a Court Judgement has already been made. I trust you'll appreciate that County Court judges are not stupid people. Moreover, the onus is on the claimant to proof that there is indeed a valid debt owed to it. Please, refer to the extract of my initial submission below... "I went to the court and I was successful in having the CCJ set aside. Following which MKDP then took me to court claiming that I owed the best part of £5K. The District Judge on the 18th of June 2014 struck out MKDPs claim as she had directed on

Thanks for your response. Please, can you expatiate a bit more on the 3 letter process with the unilateral contract containing a fee schedule?

Hi, Thanks for your response. Please, can you expatiate a bit more on the 3 letter process with the unilateral contract containing a fee schedule?

I noticed last year (2013) that MKDP has entered a record of a CCJ and default out of the blues against me on my credit file. As I have never had any dealings with MKDP whatsoever, I called to challenge the entry on my file. MKDP claimed they had bought a debt i owed to Barclaycard. For the record the Barclaycard debt was settled/satisfied in 2009. There is a record to this effect on my credit file. I went to the court and I was successful in having the CCJ set aside. Following which MKDP then took me to court claiming that I owed the best part of £5K.