Firstly thank you in advance for any help I may get from you guys!! Yesterday I received a county court claim form from Gladstones Solicitors Limited on behalf of ES Parking Enforcement Limited and genuinely this is the first I have heard of this matter. It states they are claiming: Amount Claimed: £166.18 Court Fee: £25 Legal Representatives Costs: £50.00 Total Amount: £241.18 I don't know where this has arisen from and cant recall parking where they said I had "breached their terms of parking". The actual wording is: "The Driver of the Vehicle Registration XXX

Payplan probably wont have an internal PPI company as they couldn't be seen to be doing this as it would be a conflict of interest although Payplan do make a lot of money from selling ancillary products into customers. For instance they have a Payment Protection product that they sell to protect the payment of your debt management plan which to me seems a little extraordinary and does not benefit the consumer as a DM Plan is an informal arrangement and can be increased and reduced at any time. I would suggest that you make it clear to Payplan that they are not to pass your details on and ask f

Money Village was a re-brand of the old Spectrum Finance after they appeared on Watchdog a number of years ago they have been running two different entities for a number of years now. I think the letter that you have now received is a result of the recent FCA takeover of the consumer credit industry, maybe trying to tidy up their shop either that or they are looking at selling you on to another dm company as an asset which is readily happening in the Debt Management industry at the moment. If you were on an IVA it should have only lasted for 5 years but you can search the

This company seems to go on the all out attack against it's competitors which is generally a bad sign as those companies that need to attack the competition are usually not as good as what they say they are. The business model seems to be too good to be true and the claims they make are absurd, debt just doesn't get written off it is a debt and it must be re-paid, even on an IVA reduction is dependant on affordability and is a good compromise as opposed to going Bankrupt. If it sounds to good to be true it usually is, a company that operated a similar business model to these guys First S