Hi my first post here but really need some help. Back in March I received a claim from for a Capital one debt that had passed to BW Legal via Lowell. This is despite setting up a pay plan with Lowell.After recieving the form I spoke to Lowell and finally BW legal and advised them that I was in the process of setting up a debt plan with stepchange. After numerous conversations in email and and via the phone BW Legal agreed to take no further action and accept the DMP.Today I have received another letter from the court stating that the claimant has accepted a repayment plan. Does that mean that