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About JoyandBob

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  1. I have contacted the Financial Ombudsman about this company. They took 55 pound from my account on th 17th May, on the 21st May they promised a refund in 30 days. I have e-mails promising my refund and I am determined to get the money back, however I have just seen an article on elsewhere stating that this company are a clone company and not part of Secure loans, who are protected by the FOM, and therefore I don't know how to proceed. I would advise you to contact the FOM on monday, I intend to and hope they can help.
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