all i can say the law looks after any think to do with banks it was the bank that got the country like is, not the workers ,all the bank around the world were bailed out by the government with taxes paid from the tax payers pocket they still got there jobs and there big Bonuses each year still some of us are still working hard to get right , i am in good mind to pack job in and go on the benefits i work 43 year and in real time done 62.5 years with all the over time i done