Jump to content


Registered Users

Change your profile picture
  • Content Count

  • Joined

  • Last visited

Everything posted by mcmatt123

  1. Hi Ganymede, They say they have, I remember Northern Rock doing something a number of years back but don't remember the final paperwork, at the time there was a lot going on so its not all completely clear in my mind. Marlin haven't supplied any paperwork other than a letter as above so I don't know if it has been or can be transfered to them. I know Marlin themselves didn't get a charging order as they have only recently purchased the debt.
  2. Also for the mitigation, we didn't really consider the PPI at that time it was only later on. So surely as we are 100% sure there is PPI on this with my wife being told she had to take it by Northern Rock and the whole amount of the insurance added at the start of the loan we should b able to do something. I would guess that the PPI would account for somewhere between 50-75% of what is owed including interest on the PPI.
  3. the valuation is a computer print from what looks like a web estimation site
  4. Hi Andy, apologies for the delay I got in really late. The letter is from Mortimer Clarke on behalf of Marlin Dear Sir/Madam We refer to our recent letter and note you have failed to make payment of the judgement, and have refused to enter into a realistic instalment plan, leaving our client with no alternative but to proceed to make application to the court for an order for sale. We would be grateful if you could contact us within the next 14 days. If you do not do this, the application will be issued at court and will be served upon all interested parties in accordance
  5. Quick question in the meantime though, is the charging order transferable with sale of debt. And also would the PPI negate any of this ie the original debt invalid as part of it shouldn't count ?
  6. Hi Andy, yes no problem i am just out at work at the moment so should be able to do this evening. The basics were that they say they that despite our previous letters about the charging order you have not responded. It said something about if you don't respond with a suitable payment offer we will contact the other interested parties and apply for sale of the property in 14 days. etc Will send it verbatim later though excluding personal details, shall I PM it or post it ?
  7. Hi Andy, Thanks for replying, no I was in full head in sand mode at the time so didn't do anything. Regards mcmatt
  8. I am really hoping someone can give me some advice. To explain the situation a number of years back like many others I got myself into quite a financial mess. I foolishly started a new business, and just afterwards my wife fell pregnant. This was back in 2007 just before the financial crash so timing was awful. This created a situation were paying bills was impossible. Regretfully at that time my wife had an unsecured loan with Northern Rock and this was one of the first bills that we struggled to pay. Due to none payment this meant a CCJ was placed against it, and stupidly I burie
  • Create New...