ims21 - thankyou for pointing me in the right direction, much appreciated. Ganymede - this is so upsetting!!! Made worse but the fact that I wasn't even pressured or harassed into paying the amount, the solicitors were actually really nice and basically told me as it's there for 6 years I might as well spread the repayment over 6 years (it was only £200!) I honestly thought I was doing the right thing and just paid it there and then as soon as I found out Is it worth trying to put a notice of correction on my credit file? The problem is I can't actually see the CCJ on my credit report so I wouldn't know what entry to file the NOC against. Basically I wanted to look at buying a house in the next 2 - 3 years but I'm sure this is going to stop my chances of a mortgage - all for the sake of £200 that I never knew about! Any help at all would be greatly appreciated, although obviously at this point it's just grave-dressing - if there is nothing else that can be done then thank you both for your help, I'm very impressed at how quick your response was! Kind Regards, Sam

Hi, This is my first post so I hope this is alright... I found out a couple of months ago whilst completing a background check to rent a new property that a CCJ was issued against me in June/July last year (2013) - I have an Experian account which has no record of this and when I queried it they informed me that the CCJ is registered against a different address (and an incorrect surname), and as I don't have this address listed in my previous tenancies it will not show on my report, however when companies do background checks they can see "everything". My issue - the CCJ (and presumably all correspondence leading to it) was sent to an address that I never lived at, and so I never had the opportunity to respond. As soon as I found out about the debt I paid it straight away. I have no disputes over the debt being mine - just that I was never presented with the opportunity to pay the amount due to me never receiving correspondence. It is worth noting that the address appears on my credit file as a linked address through a financial connection but not as a previous "lived-at' address. Do I have a case to have the CCJ set aside? Also - can I request a copy of the credit agreement from the company involved? This would have been about 6 years ago. Any help would be greatly appreciated. Thank you all in advance. Sam