The clutch pedal went without warning on my 2004 Mondeo.
I called the AA,
they sent a very helpful mechanic who, after trying the clutch, confirmed it had gone and needed to go to a garage.
He towed me to Mr Clutch, gave them my details and collected a courtesy car.
When the garage phoned me they said the Duel Mass Flywheel had gone, this had damaged the slave cylinder and soaked the clutch plate with oil.
Mr Clutch then told me they had been in contact with the AA and had been told this was wear and tear
so would not be covering this under my breakdown cover.
I was,