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About goonerpaulie

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  1. A credit card was taken out in my name with Vanquis bank who then sold the debt on to Cabot. The card was taken out online so there is no actual signature and the date of birth is incorrect! Surely they can't enforce this! I was the one who contacted them in the first place when I noticed this on my credit file!! This is not my debt!!
  2. The date of birth is not mine! I keep asking them for any proof they have but all they say is an electronic agreement was signed.
  3. Can someone give me some advice? I am being chased by Cabot Financial for a debt taken out electronically in my name. There is no actual signature, no id was produced and the electronic credit agreement has the wrong date of birth on it. Is this debt in any way enforceable?
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