Erudio Still fighting them in Student loans/SLC Posted June 9, 2017 Update. Finally deferred and all arrears wiped. Only took 3 years! I never used their DAF. I never backed down in my belief that using a bespoke letter was enough to satisfy the original loan terms as the various DAFs were not fit for purpose. Thanks to all on the numerous threads who helped fight these fleecing cretins. Don’t stop fighting for your rights.