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About abgm74

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  1. Thanks for all the reply's, In this case I will write to them and prove to them that I am aware of their actions and capable of fighting off these hyena's. Thanks
  2. Ok thanks for all the reply's guys And thank you brigadier i am writing to them now
  3. thank you very much brigadier, I will write to them tomorrow 1 more question though can arrow default me now if I don't start making payments? because I don't think the original creditor has defaulted me and its not on the sar
  4. Hi Brigadier thanks for replying, shall I write to Arrow stating that, I will not make any proposal of payment unless you comply fully with the CCA request, the document you have sent is just a priority request form with my name and address typed on, it is a foldable application form with the address on the back but it did not have the terms and conditions. the assignment or the statement of account.? If MBNA or Arrow did not issue a default notice then can they go to court without one?
  5. it does state that it was sold to arrow back in 2006, but could mbna sell the account to arrow without a issuing a default notice on me?
  6. Hi renegade thanks for your reply, I already got the SAR from MBNA, its quite a big pack first with a few computer screenshots of name and details call logs and all payment information and charges but there is no application form or agreement nor does it say anything about default notices.
  7. Hi guys just looking back at the cca request which I sent to arrow's solicitors Bryan carter back in may, I might have sent the wrong CCA request because I only received the reconstituted priority request form but no statements or assignment which I didn't mention on the CCA request below. [text of template removed - dx] Can I make another CCA request mentioning Statements of Account, copy of deed assignment ect?
  8. Thanks Brigadier, Does this mean this reconstructed form is enough to prove CCA in court?
  9. Hi CB thanks for your reply, here is the other side of the priority request form am not sure if this is the full terms
  10. the credit card was taken out around 1997/98 also let me send another doc it is the folding and return form but is has some of the terms on there
  11. sorry the last pics didn't work so im try resending again
  12. HI guys, I really need some help with this, Just when I thought I won things just got worse I just received some stuff from Arrow Global, they somehow made up an artificial agreement stuck my name and address on and sent it to me, it has no signature no date or nothing else only the name and address plus the standard terms and conditions, they want me to start paying up again. I have attached the copy to view, please could someone advise what I should do next? thanks
  13. Hi guys thanks for all your help. I have received a reply from Arrow Global following the CCA request to Bryan Carter, they have also returned the £1 postal order I sent. The letter states.. Arrow / Mbna Thank you for your letter dated xx may 2014. We acknowledge your request for documentation pursuant to the Consumer Credit Act 1974. We do not accept that we are the creditor as envisaged by the above statute. However, we are willing to assist in obtaining that which has been requested. We will now process your request for documentation from the creditor and will revert in due course. We confirm that all collection activity will be suspended pending provision of the documents. We return the payment of £1.00. Is that good news? does that mean I don't have to pay anything for the mean time? thanks
  14. Hi CitizenB, thanks for your help I will send them today, should I also CCA bryan carter?
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