i have not heard from bw legal with regard my request for documentation and the court hearing is in 2 weeks in relation to my witness statement shouldi point out that they have not diclosed any proper documentation in respect of the claim like original agereement and the rest of the doucmention that was made inmy request.

no not heard from them with regard their threat tomake an application neither the cpr and cca requests but im thnkin that the normal from them

Hi I did file a defence where i stated that I believed that the action had been statue barred. The claimaints solicitors did write to me stating that they where going to make an application to strike out my defence because the debt was sold to them 4 years ago even though the default was 8 years ago the matter is listed for a small claims hearing inseptemeber

in relation to the above i called capital and spent a nice 50 mins of the phone requesting the information in relation to date of agreement and last payment. i was passed between 5 different people who couldnt trace my account and i was left on hold for that time. They then stated that as the card had been sold to lowells to call them/ bw legal up by telling me to call bw legal .

no - it seem that i cant post with links in it - which where copied over from the sites request for further details

well thats the reason for sending them the CCA request and CPR. I see no reason to get into a protracted telephone conversation with them when they should be able to comply with my written request with the times frames that they are supposed to respiond within

In order for us to help you we require the following information:- Name of the Claimant ? lowell portfolio 1 ltd Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. - 13.2.14 Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) What is the claim for – the reason they have issued the claim? Please type out their particulars of claim (verbatim) less any identifiable data and round the amounts up/down. the claim for sum of £1712.

Hi my reply to your above request in relation to claim details etc seems to have dissapered from this thread also i have not recieved a response from the claimaint or their solitiors in relation to the cpr request within the time frame that they are suppose to reply in. what happens in this request.

the claim was issued in the name of lowell portfolio 1 ltd does that matter as its different to what u said edited never mind i sent it to lowell portfolio 1 ltd as per the claim form if they make lets see what they say - they sent me a letter stating that based on the assignment that they had been given from crapital one they where going to make an application to have my defence struck out if i did not make an offer of settlement.

ok thats lowell porfollio i let you know when i get a reply

so can i clarify that the CCA request goes to Lowell Portfolio and not capital one ? I have done the other cpr letters and need to know which cca request and £1 needs to be sent to whom thanks

also with request to last payment on account - can that request not be made from bwlegal when i make my cca and cpr 31 letter ?

ok thanks for your replies i am in the middle of moving house so when i have moved i will send the request to them and inform them of my change of address

Hi I received a claim form from BW legal on the 13.2.14 who where assigned the debt from capital on the 1.10.2009. i filed a defence stating that i disputed this matter and believed that the matter was statue barred when they issued it. The default from capital one came off my cra in january 2013, but i know that i had was in a payment plan with capital one for some months but cannot remember when my last payment to them was. I have not kept old old bank statements or letters in relation to this. BW have now stated that unless they hear from me with an offer to settle the c