i have not heard from bw legal with regard my request for documentation and the court hearing is in 2 weeks in relation to my witness statement shouldi point out that they have not diclosed any proper documentation in respect of the claim like original agereement and the rest of the doucmention that was made inmy request.

no not heard from them with regard their threat tomake an application neither the cpr and cca requests but im thnkin that the normal from them

Hi I did file a defence where i stated that I believed that the action had been statue barred. The claimaints solicitors did write to me stating that they where going to make an application to strike out my defence because the debt was sold to them 4 years ago even though the default was 8 years ago the matter is listed for a small claims hearing inseptemeber

in relation to the above i called capital and spent a nice 50 mins of the phone requesting the information in relation to date of agreement and last payment. i was passed between 5 different people who couldnt trace my account and i was left on hold for that time. They then stated that as the card had been sold to lowells to call them/ bw legal up by telling me to call bw legal .

no - it seem that i cant post with links in it - which where copied over from the sites request for further details

well thats the reason for sending them the CCA request and CPR. I see no reason to get into a protracted telephone conversation with them when they should be able to comply with my written request with the times frames that they are supposed to respiond within

In order for us to help you we require the following information:- Name of the Claimant ? lowell portfolio 1 ltd Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. - 13.2.14 Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) What is the claim for – the reason they have issued the claim? Please type out their particulars of claim (verbatim) less any identifiable data and round the amounts up/down. the claim for sum of £1712.13 in relation to a credit card with capital one which was assinged to the claimant on the 1.10.2009. claim also includes stat int at 8% from the date of the assingment being an amount of 399.00 What is the value of the claim? £1557.14 = £75 court fee and £80 sol court Has the claimant included section 69 (8%)within the total claim or is it shown separate within the Particulars but not added to the debt? within Is the claim for a current or credit/loan account or mobile phone account? credit card When did you enter into the original agreement before or after 2007? i believe that it was before 2007 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. - assigned and debt purchaser issued the claim via their solicitors Were you aware the account had been assigned – did you receive a Notice of Assignment? - cant remeber Did you receive a Default Notice from the original creditor? no Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no Why did you cease payments:- had finanical troubles and then went into a ap with capital one but then problems got worst so ceased making payments - cant rember when last paymnet was to them Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a dm plan?yes with capital one but then becuase of financial problems ceased it. any further question can you let me know thanks for your help.

Hi my reply to your above request in relation to claim details etc seems to have dissapered from this thread also i have not recieved a response from the claimaint or their solitiors in relation to the cpr request within the time frame that they are suppose to reply in. what happens in this request.

the claim was issued in the name of lowell portfolio 1 ltd does that matter as its different to what u said edited never mind i sent it to lowell portfolio 1 ltd as per the claim form if they make lets see what they say - they sent me a letter stating that based on the assignment that they had been given from crapital one they where going to make an application to have my defence struck out if i did not make an offer of settlement.

ok thats lowell porfollio i let you know when i get a reply

so can i clarify that the CCA request goes to Lowell Portfolio and not capital one ? I have done the other cpr letters and need to know which cca request and £1 needs to be sent to whom thanks

also with request to last payment on account - can that request not be made from bwlegal when i make my cca and cpr 31 letter ?

ok thanks for your replies i am in the middle of moving house so when i have moved i will send the request to them and inform them of my change of address

Hi I received a claim form from BW legal on the 13.2.14 who where assigned the debt from capital on the 1.10.2009. i filed a defence stating that i disputed this matter and believed that the matter was statue barred when they issued it. The default from capital one came off my cra in january 2013, but i know that i had was in a payment plan with capital one for some months but cannot remember when my last payment to them was. I have not kept old old bank statements or letters in relation to this. BW have now stated that unless they hear from me with an offer to settle the case then they will write to the court requesting that my defence be struck out based on their notice of assingnment letter which was dated the 1.10.2009. However they have not to date provided a copy of the default notice. the matter is listed for a hearing at my local court on 11september because i entered a defence. My question is how to get details of the default notice and more importantly when my last payments where to them to ascertain wether at the date of issue the matter was statue barred or not. having gone through the forum do i need to make a CCA request and details of payments that where made without prejudicing my position ? thanks