Thanks, I might call back in and give them to the receptionist.

What has really annoyed me is that Topaz won't tell me what figure is acceptable - what I have to do is make an offer and then wait days on end for a response - but time isn't on my side to do this

No, I took a folder with stuff in including my proof of paying £100 a week off the other debt (which comes to an end shortly,) but the lady said to keep them and take them to court with me next Tues to the hearing. Is that normal?

I have today been to the court and filled in the N244 and pain the £50. My hearing date is 3rd June, my eviction date is the 5th June. This afternoon my mortgage company finally rang me back and said that my offer of £375 this month and £450 next month was unacceptable and they wanted lump payment. My base mortgage payments are £246, I thought that my offer was a fair one. So now I am in the hands of the court and I have no leeway for error. With this is mind can you please give me examples of how people have been declined a removal of an eviction so I know what to prepare for? In what cases do the court not help people like me? And in your opinion what are my chances of success?

I have completed the budget sheet - what shall I do with it?

Great thanks, I spoke to the court today and the lady was really helpful - I have to go over in the morning and she said she would help me with the forms if I need it.

Hi I'll do the budget sheet now. I don't have a copy of the offer as it was made verbally.

I still haven't heard back from Topaz Finance, it has been 12 days now since I got my eviction notice and spoke to them initially. I have made what I consider to be a fair offer. I spoke to them again today and they just said they'd ring back when it has been looked at. I have done what I can. Should I now try the court route? I'm extremely stressed out and the eviction date is getting closer.

The arrears are £3248 including this month's amount. About 18 years left - it is a interest only mortgage I have missed about 5 payments I kept to the original order for over a year, but I would need to check on that.

We have received an eviction date for the 5th June 2014 after being behind with our mortgage payments. A year or two ago we were taken to court and the judge ordered that we paid an extra £46 a month on top of our payments. Unfortunately we also had some rental arrears on our shop and the council ordered us to pay £100 per week. We are almost at the end of paying the rent arrears but having to pay it meant that we couldn't always pay our mortgage. I have been speaking to Topaz Finance for the last few days and have been struggling to come to an agreement - I have proposed to pay £375 this month (our base payment is £256,) and £450 next month and £500 on subsequent months but they are sounding like this is unacceptable. I am due to hear back later today but it doesn't sound good. What are my options if they decide that my offer isn't good enough? Thanks