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About ReturningGhost

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  1. Do I need to be conscious of anything that would update my credit record with personal data such as registering with the Electoral Role (Which I know has to be done by law)?
  2. Thanks renegadeimp, as ashmk stated I am guessing that in my case, being out of the country for 6 1/2 years with no forward contact details is a good reason for the court to enforce it.
  3. Thanks ashmk, I appreciate that this forum is not for debt avoidance, I left the UK to set up a business, the business was not successful so I could not repay the mortgage in the UK once the tenants stopped paying the rent hence the repossession and CCJ. Due to the difficulties with the business abroad I ended up taking more credit abroad. I can return to the UK and service the debt abroad. I am assuming that you would not advise that I return to the UK and contact all creditors on landing to explain that I have returned to the UK. As when people launch a Ltd liability company, I am trying
  4. Hi, I left the UK in 2007 to live abroad. Whilst away our house was repossessed (Tenants not paying rent - I couldn't afford mortgage) and a CCJ was issued. Two further CCJs were issued, one for non-payment of a credit card and the third from "MAYORS & CITY," which I do not know what it is for. I only know about the CCJs from viewing my credit report - I do not have any paperwork or court documents. After 6 1/2 years I am now planning to return to the UK. The CCJs are dated between Mid '09 to Mid '10. There are credit agreements in default on my file dated between 2008 and
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