apologies for not merging threads, i don't post on here very often and yes i have checked my credit file, there is nothing showing on there from them but i just don't want this to come back to me in a few years time with them still saying i owe money.

Hi, I posted back in May saying I'd received a letter from this company and they were claiming I owed around £200 to TalkTalk. I sent them a letter saying I wanted proof of this debt and they replied at the end of June this year saying my 'request for further information' on the account had been passed on to the client and I would be sent an invoice within 28 days. This was obviously over 3 months ago now and I haven't received anything at all from Past Due or TalkTalk themselves since then and I'm wondering what to do next? Do I contact them and ask why I haven't received anything or should I just not do anything? I'm really worried about this affecting my credit score in the long run! Thanks in advance for any advice.

Okay thanks!

Is that all that I include in the letter? Do I include my address or just the account number? Sorry for all the questions!

Thanks for merging the threads Can anyone please tell me how exactly to word the letter? (I'm not very good at this sort of stuff)

Hi, I have previously posted about this but I thought I would write a post detailing what the letter I received a few days ago said and if anyone knows how I respond to it? The letter was from Past Due Credit Solutions and says: 'We have been appointed by Jefferson Capital International to recover the account balance of £200. It is important that you repay this balance before 15 May 2014. You can pay using any of the methods listed on this letter. This will avoid any further letters or telephone calls from us.' It goes on to say if you are having difficulty making a payment call a number and let them know asap the best course of action for you. Now firstly, the debt is apparently from TalkTalk and I don't remember ever having anything to do with this company! I have been told never to ring these debt collectors up and to write to them instead. I want to ask them for proof of the amount I apparently owe but in the letter, how do I word it? Also I'm unsure what details to include, such as my name, address etc (I know to print my name, not sign it). I've never done this before so just wondering if anyone could offer any advice. In the letter they sent me they make it sound like if I don't pay the balance before the 15th May, the amount might increase? Thanks in advance

Hi everyone, Today I received a letter from the above company with my name and address on it saying I owe £198 to TalkTalk. I have never taken out a contact with TalkTalk before so I'm confused as to why they're asking me for money. I'm also really careful with my money and only take out contracts if I know I can pay for them and I'm now really worried that this will affect my credit score and being able to apply for things in the future (I'm only 22). My question is, what do I do about this letter? Do I call the company and tell them I've never had a contract with TalkTalk, but won't they want proof? Or do I ignore the letter and anymore that arrive completely? I'm quite worried about it as I've never had to deal with anything like this before any advice would be appreciated!