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Everything posted by neword

  1. Andy, The account is in credit and has always been since it was originally setup. She has not used this account since they split up. Bazooka Boo She has done that so that any money she gets paid by IS (when they finally get to giving her some) does not go into the other account. Her child benefit and CTcredit is being paid into the new account as well. Just wondering if theres some kind of letter that can be sent to the bank so that she can get her name off the joint account. Or, that they have split up and she is no longer using that account so would like her name removed fr
  2. Hello all, My daughter has a joint account with her ex that she wishes to have her name removed from but the Bank/Halifax are making it difficult. Her ex left earlier this year and moved back to Scotland and left her with debts and a load of other problems which she has slowly managed to get sorted. She had to give up her courier job to look after the two children(6 and 4 yrs) and so has had to claim IS. However, due to this joint account the IS people are making it difficult to get the benefit and this has been ongoing since March. After many calls to the IS they said she
  3. Hello All, Thanks for information and we have taken note of what has been mentioned within the replies. Did think that the onus would be on us as its our names on the tenancy. Do agree with you concerning getting them to pay the difference (or proportion of it). The LA housing waiting list here is absolutely massive and due to their status of being unmarried with no kids and living in a house with spare bedrooms so not classed as overcrowded their wait time would be in the region of 5yrs +. Their only really choices if they want their own place is to rent privately or mor
  4. Thanks for the input and replies the information given is helpful. Curiosity got to me last night and I decided to use a benefits calculator (T2Us) but had to put them both down as working non dependants as there seems to be no way of inputting info wrt apprenticeship. I gather I must have done something wrong as it comes back with no change to the current benefits we are receiving. Going to try again today and also get down to CAB and Council with a request for what the changes are likely to be. They have both indicated that they would much rather pay rent on a place of their
  5. Hello all, This is a request for information on who will have to pay the rent on a LHA property. Me and the wife have rented this property for over 20 years now and have paid the rent on it for most that time, Due to my wifes disabilities she has the high rate motobility and standard car PIP. Because of this I am on carers allowance and also receive Income Support. The house is four bedrooms and we use 1 and our granddaughter uses 1 and her boyfriend uses another 1. So out of four bedrooms we use 3 and have a reduction in HB (14%) for the empty one. My granddaughter (
  6. Thanks for all the replies... Condenser pipe drain was clear Water pressure was just a little over 1 bar (which was just has it should be) Fuse on ignitor board was fine and tested good for continuity Been on twitter and not got a reply yet (same for Facebook as well) Cancelled the company who we had managed to get through to when they didn't turn up at the time they said (and we did wait an additional hour longer) Called another plumber/gas boiler fitter who said they were very busy but would try to get someone out that day (it was 2:00pm when we called) He gave us a ca
  7. Already sent @BritishGasHelp a longer message.... Probably get lost in the deluge of email and tweets they are probably having right now
  8. My 84 years old Mother's boiler has stopped working and I have been trying to get through to British Gas to get them to come out and fix it. I have been trying now to contact British Gas for over 48 hours but their lines are always busy and despite waiting for over 30 minutes at a time have never once been able to get through. I know with the current cold spell there are going to be people after their services more than normal but 48 hours is border line ridiculous. What's the point of paying for a service and repair plan with them when you cannot get through to them when you ne
  9. Sadly, I have to agree with you. Sometimes you do have to be cruel to be kind. Going to try a couple of other places which we have found which appear to be the type she needs. Have to see how it goes.
  10. I have to disagree with you disgruntled When you are asked if we could take her in for 2-3 days whilst arrangements were made for her to go somewhere else and virtually nothing has been done to get her a place in 3 months then I do think that they have done dirty to us. She might have well started the whole problem but it was the court asking for us to take her in and as a direct result the LHA took the opportunity to wash their hands by getting her to give up her old property. Because of this it basically shut the door on her getting into several independent living units. We w
  11. Yeah I agree entirely with your post concerning them shouting yippee. My wifes really feeling down about saying yes and the fact they have basically done the dirty on us. She even asked three times if this was just going to be 2-3 days and she was reassured that was what it was going to be. Whats really got my goat is that me and the wife were planning to downsize from our current property this year and has already made some plans and started looking for suitable property. This as fairly well stuffed that in the head. My wife has been onto several housing associations and associ
  12. I am not sure of the correct place in the forums for this post so if it is in the wrong place please move it to the appropriate thread. Story: Our disabled daughter and her partner of 20 years having being living together in housing association flats every since they got together. Over time they have moved about 4 times and in every case this has been directly due to their behaviour and drinking. It was not to bad originally but since they were moved into a block of flats (3rd floor with no lift) my daughter who suffers from hydrosypholis and is weak on her right side has diffic
  13. Hello Surfer01 My friend approached the garage concerning the shrieking noise to which the garages response was WD40 sprayed onto the belt. This made it quieter for about 5 minutes then the noise returned. During my friends conversation with the owner the owner actually called him a f***ing idiot and that it was a known fault so was his problem. The thing is that my friend now feels that this garage could not be trusted with any sort of repair (the actual mechanic was sitting on the floor fixing the brakes on another car (using the cars own jack to lift it) as the garage does no
  14. Thanks to everyone for their advice, If anything else happens I will update this post.
  15. Did a little more digging into this and found this review on Auto Trader. By Sandeep S on 12 July 2017 | PURCHASE NOT VERIFIED This is a great secondhand car dealership in Shelton Stoke On Trent Adams cars are reasonably priced and in good clean condition and he is an honest and fair guy to deal with I would certainly buy from him again and he looks after you and his cars Nothing really out of place here until you realise that this review was left for Sun Street Cars but mentions Adams cars. Does seem funny that Sun Street Cars stopped trading to be replaced by Adam Motors wit
  16. Hi there Bankfodder. I have not put the garages name on here as I thought it may well be against forum rules and I most certainly am not going to protect them as they have got my back up. So, the garage is called Adam Motors (Stoke) Ltd which is trading on the site of a previous car trader called SUN Street Cars whose reviews clearly showed what type of garage Sun Street was. Although I have no proof I believe Adam Motors and the now defunct Sun Street Cars may be owned by the same person trading under another name. So, it may be exactly as you say and that Adam Motors may well d
  17. Rejection letter with a time to reply limit (recorded delivery) Wait for specified time limit for reply if none then Letter Before Claim again recorded delivery Then if still no joy go County Court route after 30 days as elapsed from issue of the LBC and once the rejection letter is in he has to stop using the car immediately. My understanding is he paid cash and I agree I would have walked away already after the fuse problem
  18. Approximately 11 days ago a friend of mine purchased a Peugeot 206cc from a local a local garage for £1195.00 with a full MOT. In those 11 days the following has happened 1] handbrake cable snapped and had to have them replaced (not by the garage) 2] Total electrical failure due to blown fuse (which the garage bypassed) 3] Engine immobiliser failure which was cured by reprogramming the key code 4] and now Terrible shrieking noise from drive belts or tensioners. Friend took the car back to the garage and I followed in my car as expected to have to give him a lift back. Garage
  19. OK thanks thats cleared up the mis-information I have been getting.
  20. I am only asking this question as I have conflicting information and really want to find out for sure. My wife is currently waiting for a review of her PIP award and has to go for a F2F assessment which we will attend (only a few miles away so count ourselves lucky). The question I have is that if the outcome is that her award is taken away (we dealing with Capita) will her payments cease immediately or will they continue until we have gone through the mandatory consideration and Tribunal process? We do have backup plans so that if she loses the PIP (basically I would have to go
  21. A complaint against Halifax. Not sure here. I suppose it would all depend on their TOS/T&C's wrt the overdraft as to whether or not they have clauses in them which allows them (halifax) to recover debts(the overdraft) from the deceased's estate (in this case the other account that was in credit). So I suspect you would need to find out what the term's and conditions were wrt the overdraft that the deceased would have probably signed for before you could pursue issuing a complaint.
  22. So this is all about timing. Current status as I see it, Family applied for Death grant and received £1515 less the £300 credit in the Halifax account so were given £1215 by the DWP. Then the Halifax took the +£300 shortly after and cleared the -£300 account therefore leaving the Family with just the £1215. So the £300 they had included in their calculations for the funeral was swallowed up by Halifax. This then left the family with a shortfall of £300. What they now need to find. If the timing had been that the Halifax had taken the £300 and cleared the overdraft before the
  23. My gut feeling is that your landlord has made up his/her mind that they do not want you in their property as they don't want to be in this situation again. and as there is probably no chance of you remaining there I would be knocking on the councils door to see if they can find you somewhere to live as you would be made homeless by your current landlord directly due to the suspension of the HB.
  24. Just out of curiosity How were you going to pay off the -£300 account. From what I see Halifax have simply taken the +£300 that was in the other account and cleared off the debt that was on the -£300 account. What you received from the DWP has not been touched The Halifax has simply acted to protect itself from the possibility that you would have drawn the +£300 and then told them to sing Dixie for the overdraft on the other account. I am not suggesting that you would have done that but merely that Halifax would probably have done what they did for to prevent it from happening
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