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ujo

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About ujo

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  1. Hi everyone, Sorry, I have not checked the sight for days now because I was down and thank you for your reply. I checked my credit file with Noddle in Feb 2014 and it was not on it, so i should think it is over 6years, unless it was not registered in the credit file with Noddles, which i don't think it is possible that nw will not file it with credit reference agent.
  2. Thanks Ford, You are 100% correct, am sure they are playing game, also sure the account is SB. since nw can confirm the account was defaulted in 2007 and which tally with the document/statement i have so I will keep to the time line and submit my defence.
  3. I phoned NW up to get more information on the default, although the lady i spoke with was not that helpful but she confirmed that the account was defaulted in 2007 and she could not give any further information instead she refer me to Arrow. I think information on the default date is a confirmation that the account is SB. My last contact or payment to the account was in 2007 and i have the statement with me. So I will base my defense on SB.
  4. Hello everyone, thank you all for all the efforts, I posted the CCA and the CPR, please find attached is their response. Please i need your advice.
  5. Thank you all, I will act on it and update you on their response immediately, if i get any.
  6. Than you all, i have check the CCA and the CPR i will act on it immediately. Thank you all!!!
  7. the statement was the last payment made in 2007 plus other 4 statement there after, but there was little drop in the amount which i think is the charges that was taken away before sold off.
  8. ims, citizen & ford, thank you all!1 I am more than grateful. I have acknowledge the claim on line and I will put the defence as said also print the receipt. in the main time i will send the CCA + £1 draft and CPR to the ruminant solicitor tomorrow morning. since this debt is no longer on my credit file, is it ok if i call the original creditor to establish the default date and last payment date althogh i have the last statement with me.
  9. yes ims21, I am sure it is SB but to be at safe side i think it is good to send them CCA and CPR to see what they can disclose before i put forward my defence
  10. The PoC is as follows claimant claims payment of the overdue balance due from the defendant under a contract between the defendant and Natwest bank dated on or about xxxx2002 assigned to the claimant on xxxx2010. since I am sure it is SB, is it ok if i ask for the statement
  11. Thanks Ford, i should mention item 1-5 on the CPR and send it by recorded delivery
  12. Thank you ims21, refer to Send a CPR31.14 request to the solicitor named on the claim form for copies of documents mentioned/implied within the claim form.- should i mention agreement/contract and notice of assignment on the cpr ?
  13. claim issued on 9th April 2014 Particulars of claim: The claimant claims payment of the overdue balance due from the defendant under a contract between the defendant and Natwest bank dated on or about xxxx2002 assigned to the claimant on xxxx2010 in sum of £2000 Particulars a/c no. xxxxxxx 03-03-14 default balance: £2000 court fee: £75, solicitor's cost: £80 I have acknowledge the claim on line and I am defending the whole claim. Please i need advice on how to send the CCA to Arrow and CPR to Restons. Please what should I ask them to disclose before I start thinking of defence Your advice will always be appreciated. Thank you all.
  14. Please I need advice on how to handle this Restons and his allied Arrow global chasing me for SB Natwest credit card. The claim was for credit card, according to the claimant it was assigned to arrow global, last payment to the account was in July 2007, since then I have no contact with the original creditor except 4 months bill sent after the last payment in 2007 and letters from DCA in 2008. I was not aware that the account was assigned and I can’t recollect receiving any Notice of Default. I have checked my credit file with Noddle and nothing showing NATWEST/ARROW GLOBALL.
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