could anyone help me ,
i was sent a lloyds platinum visa card in 2006 (didnt request it ) with a limit of £3500,
i used and paid this card then my limit was upt to £9000, which i used to the max and also paid.
i paid a lump sum of £6500 off this and they lowered my limit to the account balance.
after splitting up with my husband and struggling to pay the card
i defaulted this card, this was 2010,
i was told 2 send a incomings and outgoings letter and i could pay £50 a month and my account would be closed.
the £50 didnt even cover the intrest that they k