Your best bet would be to ask your insurance company if they would still insure you for the car if it is written off 

You will be supplied a courtecy car by the repairers when it goes in for repair, I assume until then as it was a minor accident it is still drivable ? 

Well, on the back of this I put a bad review of AX on Trustpilot which firstly resulted in a phone call from AX telling me they held no payment details for me at all in their data and also they tried to get the review removed 

So I sent a copy of the letter AX sent me and now my review is verified

I await my SAR  

So far I have submitted a SAR request, They have acknowledged receiving it today, Will wait for that to come back and go from there 

Nothing in writing at all, I told my insurance company i had an accident and thats it, They sorted the repair of my car, And ive heard nothing since from them, I got a letter a year later from his solicitors saying he was claiming for injury, But that was for information only 

I was told on the phone that the information they held was supplied by the 3rd party, My insurance company is Axa and as much as I have tried to talk to them about the claim, I just can't get through to them

No dash cam footage or witnesses, I did hit him, That is not disputed, At the time he told me he would get his cousin to look at it, It was a very rusty old car with holes is the wing that I grazed, A few hours later I got a call from the accident group, 

I will send a SAR to AK, I can understand a claims management company having my information, But a hire company ? Something is off there 

Hi there,

Looking for some advice, Over a year ago i was involved in a minor trffic accident, It was totally my fault as i was changing lanes and clipped another car causing a scrape on the front wing of the car i hit, The guy who's car it was has taken full advantage of that, Later that day i was contacted by a claims management company and he has claimed for a hire car, And personal injury despite a very very tiny accident

The above is just for information as to what has lead upto the current situation, Though i dont agree with all that he has claimed for, I kind of understand

Today i have received a letter from AX Keeping drivers driving informing me that my data that they were holding was stolen and the police are involved but they believe that the data they have stolen is "Unlikely" to be used for identity theft or fraud

I rang the number that they supplied in the letter and got through to Experian who are dealing with the data breach, They told me what data of mine was stolen

Name

Address

Mobile number

Email address

Car details including reg number

My insurance information

I have never had dealings personally with this company and i am not happy that they were holding so much information about me

There seems to be enough information for someone to be able to cause me some problems

Can anyone please offer any advice

Colin

Document_2021-05-18_164003.pdf

You should enjoy the bike while you have it, Once they take it back and destroy your credit, You won't ever get another one

Have you thought about getting help with sorting this out for you, There are many companies

When i read the OP,  i got the impression that the locks had been changed shortly after the tennants death but it has actually taken 8 months

That is 8 months that the son hasn't made any contact at all with the HA so as far as the HA is concerned the flat has been empty all that time

I have a few questions

Has there already been a successsion of the tenancy in the past

Why would the council tell the tenant to pay council tax as a single occupancy knowing it was another adults main home

Why and for how long was housing benefit paying the full rent despite a working adult living there

The poster said that "He and I have tried daily to call but never get to first spot on queue before other constraints take over" so for 8 months you didn't think it was worth waiting a bit longer on hold to actually speak to someone ?

As the mother had had the tenancy since 1977 it is possible the son has always lived there, If that is so, How long has the son lived there over the age of 18 and working, That would give an idea of the possible liability they would face if they were prosecuted for benefit fraud

As the son or poster have had no contact with the HA in 8 months, They wont know what process the HA have gone through to regain control of the flat, All we can say is it wasn't quick

Personally i think the son should cut his losses and go find somewhere else to live,  The deposit on a new flat would be hugely cheaper than a possible prosecution for benefit fraud and the possibility of a criminal record

I think if your friend approches the HA to say that the flat was their main home even though they worked away a lot of the time, Questions will be asked as to why housing benefit have been paying the rent, That could open a huge can of worms

It doesn't really make any odds, I bought my car from Available car 2 years ago and it was 2 years old

I bought a 3 year warranty with it, I have tried to claim twice, Both times i wasn't successful

I wont be buying a warranty with my next car

Seems to be ok now

Whats this about ? Lasted for a good while

Why would you do that ? Do you think you will get more money if you hold the car to ransom

It is costing them to collect your car and deliver it to the salvage yard, I'm pretty sure if they deliver it to your home you would have to then pay for it to be collected later

I smoked for almost 40 years and have wanted to give up for a long time

Ive tried in the past and piled the weight on until i started again

4 months ago i bougth a good proper vape and have not had a cigarette since, I now even make my own juice, all the stuff cost me about £70 but now i have enough to last me at least 2 years, So the cost is tiny

Best of it is that in the 4 months i have not had a cigarette, I have put no weight on at all, And i feel so much better, My breathing is way better

And the black jack flavoured juice that i use tastes better than any ciggy that i ever smoked

9/10 the only people to benefit are the dealership whom sold it via a commission backhander and the ins co themselves and the interest the finance co make out of it by loaning the money to pay for it.

 

yes colin there are rare examples of it saving peoples bacon admittedly, but GAP ins was invented by the insurance and finance industry anyway, biggest exploiter were people like welcome finance, yes car etc etc I don't think they ever paid out once and it typically cost the punter £2-3k on their loan, probably more than any shortfall like you had.

I get that, But i have buildings and contents insurance for my home, I have never claimed on it and i'm happy that i have not had to

So insurance companies have made money from me and have never had to pay anything out

So should i deem it as pointless and cancel it ?

Gap insurance is just the same, I am covering myself for a possible future large pay out if something goes wrong, I see idiots on the road every day, There is a good chance that one day one of them is going to drive into my car

GAP insurance is useless

go cancel it now.

You say that quite often

Try saying that to someone who's car is written off 2 years into their finance agreement and after The insurance company has paid out direct to the finance company, They now have no car and still owe thousands

It happened to me years ago, I actually had Gap insurance and didn't know, My car was hit from behind and written off, I got a letter saying i still owed £700 after the insurance had paid out, And included was a form to sign for the gap to cover it

That's when i found out gap insurance was a good thing

Not too sure how you could circumvent the consultation process

The purpose of would be because the lease holders would ultimately bear the cost of expensive repair bills

If the management company decided to replace the roof and it cost £50,000 i think you would want to be consulted on that, And not just face a big bill

And i doubt the other residents would want to miss on a consultation for the sake of one resident

They issued her with a section 21 and that expired on the 4th of this month. She went into pay the rent on the 5th and they told her they were seeking a court order.

She did pay a deposit in a prescribed deposit scheme, does she have to have the gas certificate or the estate agent ?

She should have a copy of it

If they have issued her with a section 21 eviction notice, Then they do not need a reason to evict her

Did she pay a deposit, It it in one of the prescribed deposit schemes ? Does she have an up to date gas safety certificate ? If not then the section 21 would be invalid

If she doesn't leave by the time stated on the section 21, Then they will have to take her to court for possession and if she doesn't leave by the date the court gives, They will have to instruct bailiffs to remove her, That could all take months

If she leaves before then, Then the council will just say she has made herself intentionally homeless, Once the bailiffs have removed her, Then the council will have a duty of care to help her

Motorway chargers are anywhere between 50kwh and 150kwh

 

Charge time is around 20-30 mins not sure why I would stop over night?

 

Why do they wear road out twice as fast? Just curious as I use the same tyres as everyone else

 

I have solar panels and a 5kw invertor anyway so the invertor isn't an issue and I'm not really straining the network either...

I should imagine they wear out the road faster because electric cars weigh more than petrol cars due to the weight of the batteries

I had to Bring my passport to work last year to show i had a right to work in the UK

I have been working for the company for 30 years

personally i would have done anything with it other than sell it to them

I think they have taken you for a mug

If they admitted the offence, I really can't see much that can be done