Have had all the legal advice and every1 is saying the same loan company now want £650 off us or the car we have hid the car and awaiting to see what happens next before we take seller to court

at this point in time id like to thank every1 who has taken time to read my thread and helped me im most grateful for all your effort and time i realy hope this helps people in the future i think we have learnt a lot from this ourselves and i will keep you all posted on what happens next many thanks from myself and family

iv not spoke to action fraud yet the seller seemed believable for a few hrs and i let him try to sort it out but i traced his every footstep so i could corner him and confront him going to get legal help now but everything seems to be in the lenders and sellers favour think we're taking up banger racing tomorrow

iv already offered £100 and they wouldnt budge on the £800 as they are owed £1400 just spoke to seller who said he was at police station sorting everything out as he said there had been a fraud against him and guess what.... .. i rang police and he wasnt there so at least i know who the culprit is now, the law is so wrong im not blaming the lenders as they seem to have done everything legal but why should they get their money the seller get his debt paid off and we are £1000 out of pocket my lad would sooner trash the car than hand it over

went to police last night but they cant help they say its a civil matter my son has now left home and gone into hiding with the car the seller says he honestly has never taken out a loan with this company we have had no proof or details of the loan off this company other that there is a bill of sale reg at the high court we dont know what amount was borrowed how much is still owed weve had nothing yet the deadlines fri and we have to pay £800 to keep the car

im going to the police now as the seller is doing nothing to help at the end of the day he sold us something that apparently isnt his to sell hes claiming he didnt have the car when the loan was taken out but the high court has all his details on file iv tried to get my money back off him he hasnt said no but hasnt said yes either and i doubt he has the money to give us anyway iv gave him the numbers to ring and checked to find he hasnt rang them its just one fob off after another ill keep you posted many thanks

no id just handed over the letter

thats all iv had mate dont have a scanner iv worded it as per how it was printed on paper only left out contact numbers and sort code and account number they want money paid into think where stuffed other than to take seller to court

just rang the high court and the bill of sale was completed within 7 days so everything is legal and the car belongs to mobile money any ideas what to do next

im a bit confused about the bill of sale what exactly are you referring to

The man who knocked my door was from mobile money the letter he gave me was like a flyer and not very prof it goes like this you have been visited today to discuss the arrears on your loan agreement MISSING PAYMENTS missing payments may make obtaining credit more difficult and could have severe consequences such as the possibility of us taking possession of and selling the vehicle specified in your agreement and in the accompanying bill of sale legal proceedings and bankruptcy proceedings FAILURE TO RESPOND TO THIS NOTICE MAY PUT YOUR VEHICLE AT RISK OF REPOSSESSION ON THE REAR OF THE FLYER IT SAYS WHICH IS ALL HAND WRITTEN NUMBERS THE REG OF THE CAR AND PROPERTY OF MOBILE MONEY LTD

thanks for all your help dx i will do what i can and keep you posted on the outcome or what happens next

if you are referring to the paperwork my son got when buying the car all it says is sold as seen with no mention of any outstanding finance attached to the vehicle we have today contacted the seller and he has no knowledge of the company and loan attached without any proof from either party of the loan how do we know this isnt a [problem] yet the company involved will try and obtain the vehicle very soon

my son paid cash in a private sale for the car

Thanks dx iv asked for details of the loan but they refuse me info under the data protection act and have told me to do an HPI check on the car my son bought the car private and the seller is saying he has no knowledge of the loan think hes telling porkies