Great thanks for the confirmation. I think I'll leave it for the time being as I don't want to get involved in letter tennis with them! :OP Cheers Andy

Hi, Firstly thank your for this wonderful foruem. It really has put my mind at rest. I am in the same situation as many other I have read on here, just started getting letters, 1st was from absolute locate, ignored now one from Global. I have checked my credit file and all is clean. I don't know if I can be bothered or even give them the satisfaction of responding, as whatever they have must be statue barred. However could they add something to my credit file if I don't respond? I'm guessing this is something to do with my lloyds account I held over 10 years ago. I'm happy to just keep ignoring them but only if they couldn't mess up my credit file! Cheers Andy