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  1. Thank you Andy for your help with the form and I would like to thank everyone who has helped me with sorting this out. Thanks again Roguehunter
  2. Hi Please can someone help me im a little confused regarding the form EX160 section 3 do I need to fill this in and how ? I am on benefit EMA which means I can get help with the fee (not pay) I believe. I am also confused regarding section 6, I gather it is a no to section 7 ?? I gather I send all the forms in together to the Bailiff in the court, he said this the other day but just wanted to make sure Im right cause Im a day late and worried he night turn up. Many thanks again to all of you for helping.
  3. Hi, Unclebulgaria67 I have already spoke to him a few times he is not understanding and has just threatened to come around for my stuff thats why im worried I don't have much but what I have got I dont want to loose which including equipment for work. I have a chronic widespread pain condition along with other health conditions but went back to college and university and now have my degree. Its took me a few years but slowly I have some equipment for work im trying to find a way around my health and back into work some how but its a struggle. Im a film maker. Thank you to everyone who's tried to help. I have to say some of this is all very confusing and I cant get my head around this, the way im feeling is that it sounds like I don't have much of choice in fighting this regarding the charges etc because I don't know really where to start to fight it myself or evidence.? So it sounds like I will need to fill in the form N245 but I will also do a SAR regarding the SAR who do I send it to the original owners or the solicitors now or bailiffs now?? The other issue I have that whilst filling this form in now n245 my money is one thing but end of august I will loosing over £83 of my income due to my son turning 20 and im not sure how to show this in the form except a separate note?? and in section 4 of the same form they want me to fill in bank and saving statements im not sure how this will look because I have about 3 savings accounts and a current account but I separate the money so main account has dd going out. Another account is savings for xmas . Another for work equipment and so on.. but don't actually have savings just a way to cope with what I need to pay out etc They in the form are asking for my credit?? I might have a £100.00 in today as an example which sounds like I have credit but by the end of the week or month it will go out and pay all the bills. Will they understand this and take it in to account.? Do I just take my bank balance and put it in this section? Many thanks to every one who has helped me. Sorry about not understanding everything this is all new to me but also I suffer with dyslexia and being in pain so much doesn't help with concentration. Roguehunter
  4. Hi Wonkeydonkey The problem is I feel its not all my fault and due to other people and problems it got me into debt with this account, BT took dd out of £300.00 at a time out while my step dad was dying . The benefits people also stopped paying me for months and when I found the time to start looking at the account everyone was on my back. I became ill and my disabled mother . And had lots of problems I am still now sorting these out. But I know santander will say its my fault but I feel I wasn't listened to or supported. I told santander a number of times I was a student and they didn't change my account when they should of so had lots of charges too. Thats why im confused about which one to do, and know that its other people I will have deal with to try and get the other things sorted out such as BT and the benefits people. The SAR is something I would like to do so I can check all my statements I haven't got. but because I didn't know about the claim court form and now the bailiffs are threatening me etc I know I have to get this form back and I am struggling a bit. I can only hope he understands and at least gives me till tomorrow to try and finish it. So regarding the SAR how can I get him to wait while I send the SAR off etc.?? Supporting my evidence is not easy because they did not change my student status so I had no charges, I could prove over that period I was in university but not much else.?? Sorry whats EA?? Thank you all again for all your help.
  5. ok thanks, its just i was told i couldn't fight for the charges and issues if i did the n2444 because it would be admitting to me owing the debt.??
  6. Hi Just to let you know whats happening, i spoke to a court that was on a previous on a letter just for more information and also the bailiff again, he is giving me till today to fill in the form which im gathering together and trying to fill in. But i was also told about another form i could do "to set it aside" judgement aside- possibly called a n2244 . Before i continue to fill in the forms i just needed to release which one was best for me to fill in? Like i said previously i feel i cant go through all my statements because i dont have them. but what i have got i feel somethings were unfair especially the fact they ignored me a couple of times regarding me being a student and should of had no interest charges yet they kept piling them on. I would like to be heard and if poss get the charges dropped is there any way to do this.? Thanks again for all your help Roguehunter
  7. Thank you all, I'm just scared I don't want to loose what iv got. Could he contact the police and make me open the door ? And last thing I want my neighbours seeing . I can try and fill form in as soon as I can and get it off but what if he's not happy about me doing the form.? And demands for my stuff ? He says if I contact the solicitor I can arrange a payment plan with them it would save me £50.00 I haven't got. . Can I get help from some where for the £50.00 being on low income ? But then iv got the issues with the original account santander . Do you know if I can get help with the problems like the charges etc full details in last couple of messages of mine . Thanks
  8. PLEASE HELP URGENT THANKS Hi I recently spoke to the bailiff again and he wasent very nice this time I tried to explain I needed a little time to work out my paperwork and he wasent happy just wanted me to first ring the solisiters who was dealing with the case to create a payment plan then got nasty threatening me. He then demanded I was to set a payment plan with him self now!! or else!! I don't know what to do ?? Iv managed to be given a little extra time till monday 8am But what should I do iv mentioned in last couple of messages there are worries regarding issues with the account but do I have a leg to stand on to try get some of these things sorted out or am I liable?? At other times they have even said I could pay a discount offer to clear it, I don't really have the money myself but my mum has offered to try and help . But then again how can I get them to give me the discount offer again. ? I just want to sort this out iv tried so hard to get back on track. Please help it explains more information in my last couple of texts but I cant leave it any longer I need to give him an answer by either set up a plan to make payments with him 8am monday morning or fill in the court form.?? Plz can some one help me im really frightened now cause he has become nasty and threatening and I cant afford to loose the little I do have. Please help me, many thanks Roguehunter
  9. Hi, Just to let you know, after speaking to the telephone number on the court letter today (Bailiff) he seamed nice enough. I said what you have all told me to say, he seams to think I can do this (form N245) or I could just call him back between 8-10 tomorrow and he will have their solicitors telephone number for me to call. I can call them and arrange payment methods with theses instead of the court. Is this the right thing to do? He says if I do this he wont come out friday 17th July 2015 to collect my stuff. Like iv said previously I really need to get more information I.E. Statements from them some how?? To work out what has happened because I believe I have paid 2x 1000,00 to pay this debt off but it went back up.? There are some reasons why I can see it did go up. E.G. BT= Were taking £300.00 a go out of my account by DD in which i had no idea was happening (probs with them in which I have to deal with as another case) Abbey national= Hadn't kept me on a students bank account so there should of been no charges being added.?? (Instead I got a lot of charges added) Even though I had reminded them regarding this a number of times and I was promised it would be dealt with and put as a student account.?? And the benefit people stopped paying me money when they shouldn't of ?? (I need to deal with this as a separate case another time) These are just a few issues in which I need to be checking out.?? I was told if i agree to payments etc I am agreeing to the debt I owe as well but with some of these issues I feel I dont agree with and not happy with. Someone also said I can ask for something in which I can get all my itemised statements requested because i dont have them all. And also Something I can do to see if they will lower the amount down? and also the charges taken off because I shouldn't have had them on in the first place being a student etc What should I do ??? Its pretty urgent due to myself having to ring early tomorrow regarding this, plz help many thanks again . roguehunter
  10. Hi, lookinforinfo Iv worked out My last activity on my account using some statements i still have was approx 20th sept 2010 last payment in from DWP= Except for one more who i forgot to tell them that i moved over to another account so i could try and sort out my difficulties but using a new bank account for everything and just try to make payments in to the abbey/santander account. which was 7th dec 2010. I dont have any payments as such that i made in to this this account was still active, and also a last dd was taking with out me knowing but tried to sort it out later by talk talk on the 26th oct 2010 . after this no more activity unless i am missing statements which could be a possibility. May be on other statements i dont have. I moved over to another bank account on the 25/6/2010 I set the account up in the hope to transfer my usual monies and just make payments to santander. I believe its approx 5 years.. I believe i had difficulties with a few debts, with Bt. trying to take £300.00 at time from me by dd and not knowing and benefits stopped money i havent had back and a number of other issues . i paid back the overdraft x2 with the help of my mum only for it to go out of control and not able to deal with it due to my personal issues and ill health. but i kept trying. I have also released that most of the years i was a student and should have no interest charges yet they were piling on charges i feel was unfair after telling them a number of times i was a student etc. My first letter from santander collections and recovieries 7th sept 2010 exceeding my agreed overdraft. i had a few more after that then 23rd of febuary 2011 moorcroft debt recovery limited bought my debt. 26th sept 2011 cap quest debr recovery confirm they bought debt 27th feb 2012 Robinson way limited bought debt 23rd april 2012 farrelly solicitors 25th july 2012 Robinson way ltd no date H L legal Solicitors - Capquest debt 22nd November 2014 Hoist Portfolio holding 2 limited bought debt 23rd November 2014 Robinson way 31st Claimform from County court 27th April 2015 - Judgement for the claimant from court letter . i am ordered to pay £1,230.44 8th May 2015 Howard Cohen and c0.Solicitors- Judgement has been entered against me, you are required to make payments as set. 7th July 2015 Letter from court - Notice of issue of warrent of control- sending in baliffs On my credit report there is an opening balance of £400.00 which is confussing me? I thought this should be last payment i owed? But ideally i need all my statements from santander to check all this out better Hi Baliff advice To answer your questions. Iam not happy with paying the full amount because i believe the bank let me down in a number of matters such as i was a student yet still paying interest charges .. im not happy with the hudge charges given..and other things iv mentioned above. I am also on a very low income and dont have £50.00 to pay the court??? -------------------------------------------------------------------------------------------- I hate the baliffs No this is not a business case just personal me not sure what you mean on how you suggest to deal with the court sorry?? ----------------------------------------------------- dx1000uk I have lived at the same address for 20 years so not sure about this? Do i be honest and tell them that I havent opened the letters due to my problems or just tell them i havent received the letter? Thanks again everyone for all your help
  11. DX100UK HI, Iv lived in this address for 20 years , I did receive the court letter but I dident know I had it due to all the problems and stress I have in my life, iv given an example in the beginning of my letter above. My mums beens really ill and shes bed ridden after a car accident I am the only one who looks after her and I have chronic serve pain condition along with other health issues and many other problems to add to these so I can get really behind some times with my paperwork when I have to put other things first. So this weekend I opened all my mail to find these in my post. I really try to keep up to date with things as much as I can but been struggling coping with everything and not been well. Many thanks I hate Baliffs Hi, Im not sure I understand? Lookinforinfo Hi, I originally opened my account first with abby nation many years ago when I was a teenager I am now 44 years old. Many thanks to everyone for all your help, some of these questions are something I now release I need to work out to give you answers to, so I will have to work out stuff with the paperwork iv got and get back to you all soon as I can . I hope to get back to you this evening but if I dont it might be cause its taking longer than I want. But will be in touch by morning at the latest. Thanks everyone again for all your help. P.S. I think I have worked out why it wont let me add the letter I wanted when I go to add the file I believe my quoter of files space has all been taken already, but I cant find any where it says delete the files ?? if anyone can help would be appreciated . Thanks.
  12. Hi yes citizenb I am using the write link the attachment. Iv used it before and has worked in the past ok?? Not sure how to know if its a large file?? and if so how to reduce the size?? sorry do you mean other documents I am loading at the same time or from months ago? Thanks ----------------------------------------------------------------------------------------------------------------------- Hi I hate the baliffs – cagger residential address what does this mean? Sorry to sound stupid. I live in a council house renting. I wouldn't know what to do to stop them?? and im scarred What is the vulnerable category ?? what should I do?? I don't have much items but I do have a tv camera and computer through presents of family which im using to try and start a business so scared of loosing them. Its took me years to get what I have and its not much. What do you mean post 11 contact the court?? sorry Thanks ------------------------------------------------------------------------------------------------------------------------ Bazooka boo thanks ------------------------------------------------------------------------------------------------------------------------dx100uk hi, I think your right iv spent most of evening trying to collect and gather most of my paperwork together to try and sort out, I think your right this has gone from santander then sold on to many different debt buyers before reaching here. Im trying to create a chronological event but goes back to approx 2006 or 2008. Thanks ------------------------------------------------------------------------------------------------------------------------Many thanks to everyone for all your help, I will try and look over the work again tomorrow morning and will try again to attach this letter. I really don't know what to do or how to go about what I should do?? I would appreciate any guidance. The only thing I can think is to phone the number on the letter and be honest and hope they will understand for now cause I don't want any of my stuff taken but I don't have a lot of money and by september I loose more benefits and don't know how I will survive. Thank you everyone. Will be back on tomorrow. p.s. had a quick go at sending again another way but no joy one file i was sending a j peg was 1.96mb and another pdf 364.3km?? if anyone can help me with this it would help thanks i do have other documents in my platform been added on here a while ago with something else says File Upload Manager - Manage all files that you have uploaded 92.41 MB of 47.68 MB Used many thanks again everyone
  13. Thank you ill have to read these just worried cause of time and my dyslexia i may struggle . What do you think i should do? Many thanks for all your help
  14. IT SAYS near the top : In the county Court Business Centre But in the stamp it says: Y LLYS SIROL tHE COUNTY COURT There are some details and telephone number for an enforcement officer? And an address for the payments : The county court at wrexham
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