Engine replaced under warranty? in Garage services Posted March 26, 2014 Thansk for the reply dx. I spoke to the finance company yesterday and I'm waiting for documentation to come so I can log a complaint against the dealership with them. all of the mentioned problems have happened within 6 months of purchasing the car, bar the current engine problem. If the car is being supplied under a Hire Purchase agreement then the so called 6 month rule cannot apply. That rule is written into the Sale of Goods Act but your contract is with the finance company who are supplying you the car under the Supply of Goods (Implied Terms) Act - which does not have the 6 month rule written into it. Although the car was sold under the Sale of Goods Act to the Finance Company, the Sections relating to the 6 month rule cannot apply here either because they only apply when the buyer is a consumer - S48 - Additional rights given to consumers. The Finance Company is not buying as a consumer so it does not have those rights against the selling garage. Your only contract is with the Finance Company but, for the reason stated above, you cannot benefit from this so called reversed burden of proof within the first 6 month rule.