Well not had anything, this is the first thing we've had and we're trying to get it sorted. I was off work for over 8 months and no letters or phone calls.

No I've not moved in over 15 years!! Why would you say that?

Thanks joesephbloggs I'm not disputing that we probably owe somebody money and will be happy to set up a plan to pay it off just need to find out what it's for. So if I pay the £252 then would need to contact Cabot to set up the payment plan? If we couldn't pay the £252 what would happen? We wouldn't be able to pay the remaining balance over a short term so what is an N245 and would we need to go to court for that one. Has anybody had any dealings with Cabot are they vultures or fairly easy to deal with Thanks again

I've no idea who the CCJ is with. The balance outstanding is £8960 if and when I make the payment of £252 Sorry for the confusion

Afternoon everyone I'm after some advice please. Today we have received a warrant of control from our local court (dated 6th but post marked 9th October) saying we have until Monday 19th October to pay an amount of £252.25 (balance after payment £8960.58). It says the creditor is Cabot Financial and can only assume this is the debt collection agency rather than the financial institute that we would originally have had an account with. Can any of you lovely people suggest what I can do with this. As it is due Monday was thinking of paying the £252 which would give us some time to try and find out who this is and see what we can do to either get it set aside (in our dreams) or more likely try and make an agreement for a payment plan. I have recently completed cancer treatment and will agree I wasn't at my most organised during the last 12 months but to stop any further worry need to get this issue resolved as soon as I can. Any advice and suggestions will be gratefully received

Thanks very much, there is an e-mail address on the letter left so will get that sent over to them now and i'll let you know what hear back

Hi I currently have mortgage arrears and have a court order for suspension of eviction in place where i have to pay extra each month. In December my payment was a bit late but it has been made, I have received a letter, dated 24.12.2013, from my mortgage company that they have passed my details to a company called Ascent Contact. This company have now visited my home and left a letter asking me to contact them to "discuss my arrears". the letter states there is a charge of £70+vat if I meet them, if i refuse to meet them a charge of £40+vat will be debited to my loan to cover the costs involved in offering this service, at which point the mortgage company will have little alternative but to progress legal action!! On the letter it says "At the meeting we will discuss your current financial position and, hopefully, be able to put in place affordable payment proposals with the lender based on your circumstances. This is an excellent opportunity for you to find out what solutions are available to assist you". I don't know what to do about this as I feel i've been to court and given them all my I&E details and feel that there is some sort of ulterior motive on the part of the mortgage company. Any advice will be gratefully received