Hi Slick123 and everyone else.
Thanks for your reply and warm welcome.
I am unsure how to proceed re Hardship, does this apply to the business or the owners, we are a partnership, working other jobs to make ends meet and repay business related credit card debts. The business struggles on a day-to-day basis as takings fluctuate greatly week to week and seasonally.
I would welcome opinions on the following points:-
1,Does the original BMs verbal agreement to give us an overdraft upon opening carry any weight. We certainly would not have opened an account where we had no possibility of g