Hi all, hope you can advise me on how to deal with these bottom-feeders. The story so far: In December 2008 I was made redundant. Being in my 60s and in very poor health there is little realistic prospect of working again. I have since suffered a stroke and and am waiting for heart surgery.
At the time I was indebted to two credit card companies, MBNA and Lloyds TSB, and kept up repayments for 18 months untill my redundancy money was exhausted. I informed both companies of my situation: interest was frozen and nominal £1 payments were agreed by both companies.
Last year MBNA sold my account to Moorcroft who accepted the situation and agreed payments of £4. All ok so far.
At the end of last year Lloyds sold my £3040 account to Cabot, letters from both parties informed me of the situation, I changed my DD from Lloyds to Cabot and all was ok 'till June when Cabot started to pester me for full repayment. Today I recieved a letter informing me that they were passing my account to FIRE (I know, it's the bloke on the next desk).
Where do I go from here? I will be gratefull for any advice. Thanks.