I don't have too much experience with car insurance companies, so not too sure what to do. Maybe someone could give me an advise.
OK, so last year my car was insured with Direct Line and once I was involved in car accident which was not my fault. At the beginning I decided to make a claim because the other driver simply didn't stop and carried on driving, so informed about the accident to my insurance company. Apparently the damage to my car was not too bad at all, so phoned to Direct Line and told them that I would like to cancel the claim. I also asked them how this would affect my insurance history, they said that it will not affect it and it will look like nothing has happened. So I accepted that and just forgot about it.
Then renewal time came, I went with another company called Admiral. I genuinely forgot to declare about the accident I had last year. Last week we were chatting with friends about various accidents and this came to my mind. It's been over 2 months since I'm insured with Admiral now. So what should I do now? Do I need to tell them about the accident last year? Will they believe me I forgot to mention this to them? Or should I just leave it as it is?
My previous Direct Line insurance renewal letter didn't say I had an accident and Admiral has contacted Direct Line to confirm my 6 year No Claim Bonus. A few weeks later after purchasing new insurance with Admiral I called them and asked if my NCB were confirmed and if everything else is OK, they said it's all OK, you don't need to worry about anything.
So could someone please advise me on my next steps I should take in order not to screw up my driving history.