Dear Mr xxx xxxx, Your failure to make an offer of repayment has resulted in your account being passed to our specialist collections department for assessment, after which we may recommend recovery by our doorstep agents. As an alternative to us recommending doorstep recovery, you should immediately telephone us on xxxx to discuss the repayment options available to you to clear the outstanding balance in line with your current financial situation. Payment may be made by card securely online at xxxxx] using your reference number xxxxxx Many thanks. xxx xxxx Collections@arceuropeltd. co.uk Really grateful for any advice on this

SURELY ARC can"t just turn up at my door without a court judgement??????

Dear Mr xxx xxxx, Your failure to make an offer of repayment has resulted in your account being passed to our specialist collections department for assessment, after which we may recommend recovery by our doorstep agents. As an alternative to us recommending doorstep recovery, you should immediately telephone us on xxxx to discuss the repayment options available to you to clear the outstanding balance in line with your current financial situation. Payment may be made by card securely online at http://www.arceuropeltd.co.uk using your reference number xxxxxx Many thanks. xxx xxxx [email protected]

Thank you so much for taking the time to post your reply

Can any fellow users give me some advice on this company. They are chasing me for an old credit card debt. The tone of their e mail and letters are quite threatening. CAN THEY TURN UP AND REPOSSESS SOME OF MY BELONGINGS? What should I do? My instinct is telling me to ignore them and not enter into dialogue. On the other hand I was thinking of offering them £400 to settle the debt which id around £2000. Do you think they will accept this. Really really grateful for any replies