Jump to content

optimist22

Registered Users

Change your profile picture
  • Content Count

    8
  • Joined

  • Last visited

Community Reputation

1 Neutral

1 Follower

About optimist22

  • Rank
    Basic Account Holder
  1. Hello everyone, I really hope someone will be able to advise me in the following incident. I opened a current account with Lloyd's in 2008. Never had any issue. In august 2012, I moved to the states for one year. My account balance was £0. I didn't not plan on using my account abroad and therefore did not think it was necessary to make Lloyd's aware of my move (big mistake). When I moved back at the end of 2013 I tried to get a phone contract and got denied which is why I signed up with experian. That's when i found out about a default from Lloyd's again
  2. Hi ncf355, I will contact Natwest again and clarify whether AIC actually owns the debt. I am going to move back to the UK before the end of the year (different adress). NatWest and AIC are not currently aware of my location. I am not aware of the procedures involved in debt collecting. So, if I send out a subject access request form with my actual adress, will they be trying to collect the debt? Thanks again
  3. hi ncf355, thanks for your reply. I was a student from 2009 - 2012. My student overdraft limit was £1500, which I never went over! I dont remember the exact date I paid money into my account. I dont have access to my account and I did not receive any letter confirming my last/current account status (probably because the letters have been send to my the US adress, i no longer live in). I stopped paying funds in just before my student account changed into a graduate account (2012). When I graduated in 2012 my student account changed into a graduate account. The overdraft lim
  4. Hi there, I need help! I really hope someone gets to read this. So here is my problem... In July 2013, I received a letter from Natwest (at this point I was livingabroad) advising me to pay money into my account for the unpaid overdraft I had not repaid yet. It said that 'If I dont get in touch, we may need to issue you with an Overdraft Termination Notice'. Afterwards i received no more letter from Natwest (probably because I moved again, to another country. today (November 19,2013) I failed to log onto my Natwest Graduate Bank account, I was advised t
  5. Hi there, I need help! I really hope someone gets to read this. So here is my problem... In July 2013, I received a letter from Natwest (at this point I was living in the US) advising me to pay money into my account for the unpaid overdraft I had not repaid yet. It said that 'If I dont get in touch, we may need to issue you with an Overdraft Termination Notice'. Afterwards i received no more letter from Natwest (probably because I moved to another country (Germany). So today (November 19,2013) I failed to log onto my Natwest Graduate Bank account, I was advised to contact cu
×
×
  • Create New...