I owe an amount yet to be determined to HMRC.
The debt is roughly £8k but hopefully will be reduced down to about £4k on the 22nd July when the system gets updated.
When I spoke to the debt recovery team today, After a long lecture from a condescending woman about everything i should have done in the past (As if I didn't already know) She insisted that even though HMRC hadn't properly determined how much I owe yet, that I should still start paying it back.
After explaining to her that I was uncomfortable setting up a payment arrangement with an undecided final figure, even with a government department, She insisted that If I didn't want agents knocking at the door, I needed to do "Something" so I offered to set up a direct debit to pay back the amount.
I offered as much as I can afford, £250 per month to show that I was at least trying to pay it off.
I earn minimum wage now and most weeks I get less than 30 hours so £250 seems like a reasonable amount.
The woman then told me that "It will take ages" to pay back the debt and that I would have to provide income and expenditure evidence for that to be accepted.
I explained that I was on minimum wage and she still insisted that in order to proceed i would have to provide the necessary information.
Here's where I get stuck.
On paper it looks like I can afford to pay more. I am currently couch surfing and trying to save up enough money to move into my own rented property but I highly doubt HMRC are even vaguely interested in anything other than the cold numbers.
I'm not trying to get out of paying the debt, I fully intend to pay it back but the people that have been kind enough to put me up are already getting fed up and wont let me stay indefinitely. i don't really know what to say or do at this point.