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About schwepppes33

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  1. We have no idea how he fraudulently used the address as we don't know what the debt is for... it could be DVLA, or any number of things. I know it is not electoral roll because the council send me the electoral roll stuff to update and whatnot every year and he has never appeared on this information. We know he has fraudulently used the address but we do not know what exactly he has used the address for. The reason we made a subject access request was, in part, so we could find out what exactly the debt relates to. If we had judgment details it would be easy to fix by simply informing the
  2. GDPR is new law so there won't be many... I'm confident it will hold. The Code of Conduct stresses that the statutory obligations outweigh other things. The bailiff has a statutory obligation to me but it does not have a statutory obligation to collect the debt. In fact it can refuse to do so citing the CIVEA standards or simply pointing out that the debtor does not live there. MOJ guidelines stress that they must "act within the law at all times, including all defined legislation... and comply with Data Protection legislation". The MOJ published the CIVEA code which specifically says
  3. I know because I actually use them myself ... I know too that the firm I use actually refuse to enforce where the debtor no longer is. They get evidence of it, and then that is that. Page 5 of the CIVEA guidelines refers specifically to the Data Protection Act. CIVEA guidelines also say that creditors must not issue an instruction knowing the debtor is not at an address. The creditor has done so. What we are left with is the creditor wrongly seeking to enforce judgments knowing the debtor is not at the address, and the bailiff repeatedly seeking to enforcement judgments knowing th
  4. " I take it you have already sent the proof of your none residence to the creditor? There is of course nothing to stop you copying this to the bailiff if you wish." Yes! More to the point the creditor is the local council and knows I live alone because I pay council tax and get a single person discount. I am the only person here on the electoral roll. They know too that the debtor has never lived at this address.
  5. The CIVEA has a code of good conduct that is mandatory for all its members. The complaint process system is mandatory. The firm is legally required to have a private complaint system and resolve it, and has not. The creditor has been notified over a dozen times that its information is wrong. The creditor knows the information is wrong as its own records show me to be the sole resident of the address. It continues to ignore this and has repeatedly violated court procedure in applying for warrants where it knows the debtor does not live. We are suing them separately.
  6. Well thanks for your help everyone... whilst I have a legal team working for one of the big four running this obviously a bunch of people on an internet board are right, and award winning lawyers are wrong. The company is both a debt collection agency and a bailiff. Enforcement agencies have obligations to act in accordance with prevailing legislation, and in a professional, ethical and proportionate manner. This includes a specific requirement to comply with Data Protection legislation (see above). The enforcement agency has ignored a SAR made by my solici
  7. This is incorrect. The code of practice of the UK debt collection trade body says members should "take prompt steps to correct data, both internally and with credit reference agencies, where it is aware that the data is inaccurate or out of date." Although they have been given the address details by the original creditor and initially pursued that debt in good faith based on this information, they have been repeatedly informed it is incorrect. They have been informed by me, by the fraudster's landlord, by the post office, and by solicitor on multiple occasions. Wh
  8. Bailiffs, not HCEO, working on behalf of the council to collect a debt for something but I have no idea what. I cannot say which, not least as they may be reading. So far for the Claim we have "Article 5(1)(d) of the GDPR states that “1. Personal data shall be: (d) accurate and, where necessary, kept up to date; every reasonable step must be taken to ensure that personal data that are inaccurate, having regard to the purposes for which they are processed, are erased or rectified without delay (‘accuracy’)” · The Defendant has failed to ensure that
  9. I don't want to ignore them. I want them to stop. I want to sue them, and will do so. I have no idea what the debt refers to. All I know is the debtor falsely registered himself as living at this address - his neighbouring address and then moved out.
  10. To cut a long story short a bailiff keeps pursuing me for debt I do not owe. The bailiff has been informed numerous times in writing about this and yet this continues. I have retained a solicitor and the solicitor has on my behalf contacted the bailiff too. One reason for having to use a solicitor is I am deaf and cannot easily deal with the bailiff myself. Despite having been notified I am deaf they have failed to make any adjustments at all. The solicitor has spoken to the bailiff on the phone, and written to the bailiff twice now demanding that they fi
  11. Oh god I have a lodger, not a tenant. How can a lodger have a separate meter when they share a property with you All I wanted to know was if I could force them to install a smart meter. *bangs head* I give up.
  12. 2 separate dwellings. I own it (I have a lodger remember).
  13. 1) 12 month contract 2) Listed house. I have the lower two floors, there's a flat above. Gas supply comes in through my lower floor but there's only one meter down here, the other was removed over a decade ago right before the house was listed.
  14. Would have to pay to switch. Locked into the deal.
  15. I have repeatedly tried to get a smart meter installed and British Gas has failed to do so. They attended the property, and then said they needed access to next door too and would arrange access. They have failed to do so. They have repeatedly missed appointments at installing a smart meter at all. They have however tried to sell me a new boiler, even lying and claiming that my present boiler could "blow up". Their words, not mine. An independent gas inspector burst out laughing. Anyway, what is the legal perspective of this. It is impossible to monitor energy use with an ancient gas met
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