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About Scott9

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  1. Hi, I have received a PCN from Europarks. The circumstances are that I arrived at the carpark at just after 6pm and tried to pay for a ticket, my money was rejected and the meter stated it was a "No pay time zone" so I wrongly presumed that the carpark must be free after 6pm, like a lot of bays in town are. Returned to my car to find a ticket stating that I had parked without a valid permit. Took a look around the small carpark and I had missed a sign stating permit holders only after 6pm. This sign was not present near the pay machine itself but on the opposite side of the
  2. Thanks for the responses. Letter sent today recorded delivery.
  3. Thanks, I was concious of being too dismissive without clarifying everything with them so if I do end up in court I can at least show I tried to go about everything in the correct manner. I'll get the letter off tonight and feedback once I receive their standard "we dont care, pay us" response.
  4. Thanks dx I hadnt realised personal info was still held on the document. Hi Slick, I had a conversation with one of the lads on the reception at the gym back in June and it wasnt just a quick, "im cancelling, see you later!" he seemed to be very helpful at the time and told me they would update the system with my cancellation, he didnt even mention contacting Harlands or I would have done so. It was done in person so I do not have anything to confirm that conversation took place, I doubt this lad would admit he'd forgotten or messed up now. Harlands confirmed via email tha
  5. Thanks for your response. I was thinking about literally doing just that and doing a go away letter but I was half thinking at least if they do take the matter to court I will been seen to have acted reasonably and tried to resolve the issue. Although from what ive read, CRS dont do court anyway? I dont think theyve got a leg to stand on regardless I just wanted some advice incase I was being too hasty.
  6. Morning, I've read through the hundreds of Harlands/CRS threads and kind of concluded that after a lot of trying to be logical with them, everyone ends up writing a final letter saying go away or go to court but I'll be ignoring you from now on. With that in mind, I've had a 2nd chaser letter from CRS now and I'm ready to send the following response I was just hoping for a little advice to make sure I wasn't jumping in too two footed. I'm not prepared to pay even close to what they claim I'm owing and I would happily defend myself if they took the matter to court.
  7. Defaults: Hutchison 3G: Call Credit - 14 January 2010 Equifax - December 2009 T-Mobile (EE): Call Credit - 10 November 2012 Equifax - Oct 2012 "Arrangement to pay" HFC: September 2011 following a 1 month late payment marker. Thanks, Scott.
  8. This is the first time I have used the site so please bare with me. I have searched and read through a lot of succesful cases on here but unfortunately I have not been so lucky and I'm looking for any advice that might help me turn this around. I have 3 Negative markers against my credit report. 2 defaults and an arrangement to pay marker. My first default is by Hutchison 3G for £12.00. I had problems from day 1 with 3G. I had taken out one of those internet dongles back in 2008 and it was basically useless, it was replaced countless times by 3 and resulted in me refusing to pay for
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