Yea, thats why I wanted to get it removed as it's ruining my credit file. One of my colleagues suggested I could make a Statutory Declaration to have the judgement set aside......?

I think I'll give that a go! Thanks Dx Emma

yes Emma

That and also the fact that there are no outstanding debts with my factor Emma

Ok, well I'm not worried about them coming after me for it. It's more the fact that its showing on my credit file when it shouldn't be there Emma

Hi Dx, Well it shows as 'Court Decree (Scotland)' and it has a court date of 19/03/2009 Thanks Emma

Hi, I recently acquired my credit report from Experian and found that I have a CCJ against me for £330. After emailing the Scottish sheriff court they advised me it was from a company called 'Templeton Peck' who are actually the' Factor' for my building. The problem I have is 1. They are now a liquidated company, no one can get hold of them and they are no longer on our Land Register 2. I had absolutely no idea about the CCJ 3. Apparently it was sent recorded delivery however I never signed for anything. This is obviously affecting my credit rating :S Any advice would be greatly appreciated Thanks Emma