I have a claim form from a UK court for a mortgage debt incurred in the Netherlands in 2001.
I had a mortgage, lost my job and returned to the UK in 2003, defaulting on the debt.
The house was sold but had a shortfall, which with interest is now around £90.000.
I heard from a UK solicitor earlier this year and on checking, believed that the debt was statute barred and advised not to make any admission.
I now have a court order for the debt.
I am now retired with only a state pension and a small RAF pension, and minimum living expenses.
I can't afford a solicitor but can I get legal aid, and do I need to acknowledge this debt?
Any help/advice appreciated.